420 Charlevoix Ave, Petoskey, MI 49770 Property Records

Emmet County property record for 420 Charlevoix Ave, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 952 sqft
Lot Size	0.196 acres (8,571 sqft)
Owner	Company Name on File
Tax Bill	$4,793 (2024)
Deeds & Mortgages	Apr 2022 Transfer Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`52-19-06-100-043`

Property Details

APN / Parcel Number

Primary APN	`52-19-06-100-043`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	952 sqft Living Area
1st Floor Area	952 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	8,571 sqft (0.196 acres)
Garage Area	216 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	420 CHARLEVOIX AVE
City	PETOSKEY
State	MI
Zip	49770-2376
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP RM-2
Legal Description	COM 270 FT W OF SE COR OF GOV?T LOT 3, SECTION 6, TH N 148 ? FT, TH W 71 ? FT, TH S 148 ? FT, TH E 71 ? FT TO POB. SECTION 6, T34N, R5W.
Legal Range	05W
Legal Township	34N
Legal Section	06
Legal Lot Number	3
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	1
Census Block	1014
Census Tract	970800

Owner

420 Charlevoix Ave is owned by a company that acquired it in April 2022.

Source: Emmet County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	465 OVERBAY DR, PETOSKEY, MI 49770-9704
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 7, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2022
Deed Sale	Apr 11, 2022
Prior Sale	Oct 7, 2020 · Amount on File
Deed Document Number	20225196111
Deed Book / Page	1243 / 139
Transfer Doc	001243/139
Record Updated	Oct 29, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Apr 11, 2022
Property Address	420 CHARLEVOIX AVE, PETOSKEY, MI 49770-2376
Document Number	001243/139
Book / Page	1243 / 139
Instrument Date	Apr 5, 2022
Instrument	5196111
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 OVERBAY DR, PETOSKEY, MI 49770-9704

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Oct 7, 2020
Property Address	420 CHARLEVOIX AVE, PETOSKEY, MI 49770-2376
Document Number	1225/912
Book / Page	1225 / 912
Instrument Date	Oct 1, 2020
Instrument	5178862
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 OVERBAY DR, PETOSKEY, MI 49770-9704

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,700 Land $175,700	$351,400 Land $351,400
2024	$4,793.00
2023		$91,500 Land $91,500	$183,000 Land $183,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 Charlevoix Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Charlevoix Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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