420 Central St, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 420 Central St, Framingham, MA 01701

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,732 sqft · built 1997
Lot Size0.75 acres (32,670 sqft)
OwnerIndividual Name on Record
Last Sale$660,000 (Jun 2025)
Tax Bill$8,966 (2026)
Deeds & MortgagesApr 2026 Mortgage
Jun 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN59-90-3156

Property Details

APN / Parcel Number

Primary APN59-90-3156
Alternative APNs
  • FRAM M:059 B:90 L:3156 U:000
  • M:619.0 B:0001 L:0051.0
  • F_679359_2940162
  • 15595

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,732 sqft Living Area
Gross Area3,376 sqft
1st Floor Area872 sqft
Basement Area860 sqft
Unfinished Basement860 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1999
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area32,670 sqft (0.75 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number15595
Street Address420 CENTRAL ST
CityFRAMINGHAM
StateMA
Zip01701-4839
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block90
Legal Lot Number3156
JurisdictionFRAMINGHAM MA
Township / Civil DivisionFRAMINGHAM
Census Block Group3
Census Block3016
Census Tract383700

Owner

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address420 CENTRAL ST, FRAMINGHAM, MA 01701-4839
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 11, 2025Quit Claim Deed, Transfer · Stand-Alone First Mortgage
ROCKET MORTGAGE
Jan 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 11, 2025 · Amount on Record
Deed SaleJun 11, 2025 · Amount on Record
Prior SaleMar 14, 2014
Deed Document Number20251978730
Prior Transfer DateJun 10, 2025
Prior Transfer Doc0001978730
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRAMINGHAM MA
Recording DateApr 6, 2026
Property Address420 CENTRAL ST, FRAMINGHAM, MA 01701-4839
Document Number0001997317
Instrument DateApr 1, 2026
Instrument20261997317
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 CENTRAL ST, FRAMINGHAM, MA 01701-4839

Mortgage

Document Number0001997317,
DateApr 6, 2026
Instrument20261997317
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2041
Interest
Rate5.43%
Max Rate-1%

June 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRAMINGHAM MA
Recording DateJun 11, 2025
Property Address420 CENTRAL ST, FRAMINGHAM, MA 01701-4839
Document Number0001978730
Instrument DateJun 10, 2025
Instrument1978730
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 CENTRAL ST, FRAMINGHAM, MA 01701-4839

Mortgage

Document Number0001978731
DateJun 11, 2025
Instrument1978731
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRAMINGHAM MA
Property Address420 CENTRAL ST, FRAMINGHAM, MA 01701-4839
Document Number0001834995
Instrument DateJan 21, 2020
Transaction TypeMortgage
Record UpdatedNov 9, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 CENTRAL ST FRAMINGHAM MA 017014839, FRAMINGHAM, MA 01701-4839

Mortgage

Document Number0001834995
DateJan 27, 2020
Instrument1834995
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 26, 2035

Tax Assessment & Valuation

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityFramingham City
Unified School DistrictFramingham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,966.00 (+3.37%)$757,900 (+4.32%) Land $298,400 Building $425,100$714,119 (+14.61%)
2025$8,674.00 (+3.66%)$726,500 (+8.17%) Land $284,200 Building $442,300$623,105 (-12.92%)
2024$8,368.00 (+3.6%)$671,600 (+8.85%) Land $253,700 Building $417,900$715,540
2023$8,077.00$617,000 Land $226,400 Building $390,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies11 units insured
incl. 2 condo units
Nearby Flood Claims9 (1979–2000)
Most Recent ClaimNov 2000 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRAMINGHAM WATER DEPT. (MWRA)
serves 72,362 people · EPA ID MA3100000
Water SourcePurchased surface water from MWRA
Last State InspectionApr 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50

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