Monmouth County and Spring Lake Borough property record for 420 Central Ave, Spring Lake, NJ 07762 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 3,736 sqft · built 1920 |
| Lot Size | 0.25 acres (10,868 sqft) |
| Owner | Individual Name on File |
| Last Sale | $904,687 (Dec 2009) |
| Tax Bill | $6,812 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 47-00011-0000-00012-01 |
| Primary APN | 47-00011-0000-00012-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,736 sqft Living Area |
| 1st Floor Area | 1,498 sqft |
| Upper Floors Area | 1,446 sqft |
| Basement Area | 926 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,868 sqft (0.25 acres) |
| Lot Dimensions | 143 ft deep x 76 ft wide |
| Porch | Open Porch |
| Deck Area | 394 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Old Parcel Number | 4700011000000012 |
|---|---|
| Street Address | 420 CENTRAL AVE |
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALSO LOT 13 NIT 1A |
| Legal Block | 11 |
| Legal Lot Number | 12.1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 3 |
| Census Block | 3066 |
| Census Tract | 809100 |
Source: Monmouth County and Spring Lake Borough records · APN 47-00011-0000-00012-01
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 420 CENTRAL AVE, SPRING LAKE, NJ 07762-1020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 14, 2009 · Amount on Record |
| Deed Sale | Dec 14, 2009 · Amount on Record |
| Prior Sale | Apr 22, 2005 · Amount on Record |
| Deed Document Number | 2009138368 |
| Deed Book / Page | 8811 / 1792 |
| Record Updated | Sep 20, 2026 |
Source: Monmouth County and Spring Lake Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Borough |
| Unified School District | Spring Lake Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,598,200 (+7.23%) Land $1,129,900 Building $468,300 | $1,598,200 (+7.23%) Land $1,129,900 Building $468,300 | |
| 2025 | $6,812.00 (+10.07%) | $1,490,500 (+36.34%) Land $1,041,700 Building $448,800 | $1,490,500 (+36.34%) Land $1,041,700 Building $448,800 |
| 2024 | $6,189.00 (+17.37%) | ||
| 2023 | $1,093,200 Land $788,200 Building $305,000 | $1,093,200 Land $788,200 Building $305,000 | |
| 2022 | $5,273.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258091003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 227 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 421 units insured 194 under condo master policies |
| Nearby Flood Claims | 440 (1979–2025) |
| Claims Outside the SFHA | 142 of 440 |
| Most Recent Claim | Jul 2025, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 384 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 980 / 880 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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