420 Central Ave, Maitland, FL 32751 Property Records

Orange County property record for 420 Central Ave, Maitland, FL 32751

Property Summary

Property Type	Single Family Home
Details	8 bd · 7.25 ba · 4,656 sqft · built 1925
Owner	Individual Name on File
Tax Bill	$8,981 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-21-29-8848-00-180`

Property Details

APN / Parcel Number

Primary APN	`36-21-29-8848-00-180`
Alternative APN	`292136884800180`

Interior

Bedrooms	8 Beds
Full Baths	7.25 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	4,656 sqft Living Area
Gross Area	9,270 sqft
1st Floor Area	2,328 sqft
Utility Area	220 sqft
Flooring	Cork
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Garage Type	Carport
Garage Area	282 sqft
Carport	Carport
Carport Area	282 sqft
Porch	Porch
Porch Area	185 sqft
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Convection

Location & Zoning

Street Address	420 CENTRAL AVE
City	MAITLAND
State	FL
Zip	32751-5522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-D
Legal Description	ISAAC VANDERPOOLS ADDITION TO MAITLAND B/70 LOTS 18 TO 21 (L ESS E 6 FT LOT 18 & LESS S 8.4 FT OF ALL) & S1/2 OF VACATED ST N OF SD LOTS
Legal Subdivision	VANDERPOOL ISAAC ADD TO MAITLAND
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	4
Census Block	4001
Census Tract	15501

Owner

420 Central Ave is owned by an individual who acquired it in September 2014.

Source: Orange County records, as of August 24, 2026

Owner of Record	Individual Name on File
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2014
Deed Sale	Sep 5, 2014
Prior Sale	Sep 5, 2014 · Amount on File
Deed Document Number	2014450294
Deed Book / Page	10800 / 2045
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Recording Date	Aug 13, 2026
Property Address	420 CENTRAL AVE, MAITLAND, FL 32751-5522
Document Number	0000451621
Instrument Date	Aug 7, 2026
Instrument	2026451621
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 CENTRAL AVE, MAITLAND, FL 32751-5522

Mortgage

Document Number	0000451621,
Date	Aug 13, 2026
Instrument	2026451621

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 12, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	420 CENTRAL AVE, MAITLAND, FL 32751-5522
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 CENTRAL AVE, MAITLAND, FL 32751-5522

Mortgage

Document Number	0000472852
Date	Aug 4, 2021
Instrument	20210472852

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 420 Central Ave was $8,981, up 2.9% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Maitland City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$607,359 (+2.7%)	$743,640 (-1.07%) Land $215,000 Building $528,640
2025	$8,981.00 (+2.9%)	$591,391	$751,680 Land $215,000 Building $536,680
2024	$8,728.00 (+4.14%)
2023	$8,381.00 (+6.63%)	$557,984 (+3%)	$692,741 (+11.19%) Land $215,000 Building $477,741
2022	$7,860.00	$541,732	$623,000 Land $215,000 Building $408,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Central Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAITLAND, CITY OF (3 WPS) serves 13,370 people · EPA ID FL3480203
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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