420 Cedar Dr, Gadsden, AL 35901 Property Records

Etowah County property record for 420 Cedar Dr, Gadsden, AL 35901

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,718 sqft · built 1978
Lot Size2.07 acres (90,000 sqft)
Owner2 Individual Names on File
Tax Bill$759 (2026)
Flood ZoneZone AE (high risk)
APN11-05-16-0-001-148.000

Property Details

APN / Parcel Number

Primary APN11-05-16-0-001-148.000
Alternative APNs
  • 098978
  • 21145

Interior

Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area2,718 sqft Living Area
1st Floor Area2,272 sqft
2nd Floor Area446 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialWood
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area90,000 sqft (2.07 acres)
Lot Dimensions360 ft deep x 250 ft wide
View / LotWaterfront

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number098978
Street Address420 CEDAR DR
CityGADSDEN
StateAL
Zip35901-9246
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionH/S BASE YEAR- LTS 27-28 & E1/2 29 BLK 7 RIVERSIDE GARDENS ADD 1 PLAT F-179 16-11-7 1187-475,1187-477,1239-123,1875-187, T/S 1998-34(RED 2-15-2000),D-2000-0429
Legal Range7E
Legal Township11S
Legal Section16
Legal SubdivisionRIVERSIDE GARDENS 1ST ADD
Legal Block7
Legal Lot Number27-29
JurisdictionETOWAH AL
Township / Civil DivisionTURKEYTOWN
Census Block Group1
Census Block1043
Census Tract10700

Owner

420 Cedar Dr is owned and occupied by two individuals.

Source: Etowah County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address420 CEDAR DR, GADSDEN, AL 35901-9246
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 420 Cedar Dr was $759 with a homeowner's exemption, down 8.1% from the year before.

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyEtowah County
Unified School DistrictEtowah County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$759.00 (-8.11%) Homeowner's exemption
2025$826.00 Homeowner's exemption$28,800 Land $1,900 Building $26,900$288,000 Land $19,000 Building $269,000
2023$847.00 (+24.19%) Homeowner's exemption Senior Citizen's exemption$28,800 (+23.87%) Land $1,900 Building $26,900$288,000 (+23.87%) Land $19,000 Building $269,000
2022$682.00 Homeowner's exemption Senior Citizen's exemption$23,250 Land $1,900 Building $21,350$232,500 Land $19,000 Building $213,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 Cedar Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Cedar Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 72% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHEAST ETOWAH COUNTY WATER CO-OP
serves 4,380 people · EPA ID AL0000587
Water SourcePurchased surface water from CITY OF GADSDEN, THE WWSB OF THE
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Dr

Nearby Streets

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