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420 Cavanaugh St, San Mateo, CA 94401 Property Records

San Mateo County property record for 420 Cavanaugh St, San Mateo, CA 94401

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 870 sqft · built 1949
Lot Size0.127 acres (5,540 sqft)
Owner2 Company Names on Record
Tax Bill$6,316 (2025)
Deeds & MortgagesApr 2020 Mortgage
Jul 2018 Transfer
Flood ZoneZone X (reduced by levee)
APN033-084-060

Property Details

APN / Parcel Number

Primary APN033-084-060

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area870 sqft Living Area
Gross Area1,090 sqft
1st Floor Area870 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Lot Area5,540 sqft (0.127 acres)
Lot Dimensions110 ft deep x 50 ft wide
Garage TypeAttached
Garage Area220 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address420 CAVANAUGH ST
CitySAN MATEO
StateCA
Zip94401-1232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR106
Legal DescriptionLOT 6 BLOCK 8 DORE & CAVANAGH SUB RSM 26/3 4 CITY OF SAN MATEO
Legal SubdivisionDORE & CAVANAGH SUB
Legal Block8
Legal Lot Number6
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group1
Census Block1001
Census Tract606100

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address420 CAVANAUGH ST, SAN MATEO, CA 94401-1232
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER
Jul 19, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 6, 2018
Transfer Doc0000056518
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address420 CAVANAUGH ST, SAN MATEO, CA 94401-1232
Document Number0000038276
Instrument DateApr 17, 2020
Transaction TypeMortgage
Record UpdatedMay 28, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 CAVANAUGH ST SAN MATEO CA 944011232, SAN MATEO, CA 94401-1232

Mortgage

Document Number0000038276
DateApr 29, 2020
Instrument38276
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 28, 2050

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN MATEO CA
Recording DateJul 19, 2018
Property Address420 CAVANAUGH ST, SAN MATEO, CA 94401-1232
Document Number0000056518
Instrument DateJul 6, 2018
Instrument56518
Transaction TypeTransfer
Record UpdatedAug 6, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address420 CAVANAUGH ST SAN MATEO CA 944011232, SAN MATEO, CA 94401-1232

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Mateo City
Elementary School DistrictSan Mateo-Foster City Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$419,440 (+2%) Land $209,720 Building $209,720
2025$6,316.00 (+8.22%) Homeowner's exemption$411,216 (+4.04%) Land $205,608 Building $205,608
2023$5,836.00 (+0.6%) Homeowner's exemption$395,250 Land $197,625 Building $197,625$894,060
2022$5,801.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims7 (1982–2015)
Most Recent ClaimFeb 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - SAN MATEO
private · serves 103,536 people · EPA ID CA4110008
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		1,000 / 75
Unwired
Fixed Wireless		300 / 25
Etheric Networks
Fixed Wireless		250 / 100

May also be available: GeoLinks, Sonic Telecom, T-Mobile.

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