420 Carrsbrook Dr, Charlottesville, VA 22901 Property Records

Albemarle County property record for 420 Carrsbrook Dr, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,398 sqft · built 1973
Lot Size	0.38 acres (16,557 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Jan 2016)
Tax Bill	$4,150 (2026)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046A0-00-0F-01100`

Property Details

APN / Parcel Number

Primary APN	`046A0-00-0F-01100`
Alternative APN	`11387`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,398 sqft Finished Area
Basement Area	1,274 sqft
Finished Basement	963 sqft
Unfinished Basement	311 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	16,557 sqft (0.38 acres)
View / Lot	Proximity to Airport
Garage Type	Detached
Garage Area	660 sqft

Exterior Amenities

Porch	Slab
Porch Area	282 sqft
Deck Area	143 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	420 CARRSBROOK DR
City	CHARLOTTESVILLE
State	VA
Zip	22901-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 RESIDEN
Legal Description	WESTMORELAND 1 F 11
Legal Subdivision	WESTMORELAND
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	3
Census Block	3002
Census Tract	10604

Owner

420 Carrsbrook Dr is owned and occupied by an individual who bought it in January 2016.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	420 CARRSBROOK DR, CHARLOTTESVILLE, VA 22901-1216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2016 · Amount on File
Deed Sale	Jan 7, 2016 · Amount on File
Deed Document Number	2016154
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	420 CARRSBROOK DR, CHARLOTTESVILLE, VA 22901-1216
Document Number	0000007485
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	420 CARRSBROOK DR CHARLOTTESVILLE VA 229011216, CHARLOTTESVILLE, VA 22901-1216

Mortgage

Document Number	0000007485
Date	Jun 19, 2020
Book Page	005336/000548
Instrument	7485

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 420 Carrsbrook Dr was $4,150, down 3.5% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,150.00 (-3.53%)	$464,200 Land $141,000 Building $323,200	$464,200 Land $141,000 Building $323,200
2025	$4,302.00
2023	$3,727.00	$436,500 Land $120,000 Building $316,500	$436,500 Land $120,000 Building $316,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 Carrsbrook Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Carrsbrook Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Ting.

Cell Coverage

5G (outdoors only) and 4G LTE

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