Burke County property record for 420 Bost Rd, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,239 sqft · built 1979 |
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $475,000 (Nov 2025) |
| Tax Bill | $1,894 (2026) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Mar 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1794565832 |
| Primary APN | 1794565832 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,768 sqft Living Area |
| 1st Floor Area | 1,160 sqft |
| Flooring | Wood |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 50,965 sqft (1.17 acres) |
| Garage Type | Attached |
| Garage Area | 132 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Patio |
| Porch Area | 64 sqft |
| Deck Area | 220 sqft |
| Patio Area | 236 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 420 BOST RD |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-8013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOW INTENS |
| Legal Description | 420 BOST RD MORGANTON, NC 28655 |
| Legal Subdivision | BOST ROAD PROPERTY |
| Jurisdiction | BURKE NC |
| Township / Civil Division | QUAKER MEADOWS |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 20202 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 420 BOST RD, MORGANTON, NC 28655-8013 |
| Owner Type | Company |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 24, 2025 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Mar 25, 2020 | Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC |
| Jun 27, 2019 | Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC |
| Aug 24, 2020 | Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU |
| Oct 6, 2018 | Deed of Trust, Mortgage · FHA Mortgage SEMPER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2025 · Amount on Record |
| Deed Sale | Nov 24, 2025 · Amount on Record |
| Prior Sale | Sep 20, 2016 |
| Deed Document Number | 202525009950 |
| Deed Book / Page | 2841 / 298 |
| Prior Transfer Date | Jul 25, 2016 |
| Prior Transfer Doc | 0022560331 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Nov 24, 2025 |
| Property Address | 420 BOST RD, MORGANTON, NC 28655-8013 |
| Document Number | 0028410298 |
| Book / Page | 2841 / 298 |
| Map Reference | MB 7 PG 36 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 2025009950 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $950.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 418 BOST RD, MORGANTON, NC 28655-8013 |
| Name | Verified Name |
|---|---|
| Address | 420 BOST RD, MORGANTON, NC 28655-8013 |
| Document Number | 0028410301 |
|---|---|
| Date | Nov 24, 2025 |
| Book Page | 2841/301 |
| Instrument | 2025009951 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.45% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.45% |
| Max Rate At Change | 7.45% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 11.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 420 BOST RD, MORGANTON, NC 28655-8013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024550540 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 2455/540 |
| Instrument | 2017038555 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 420 BOST RD, MORGANTON, NC 28655-8013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024100877 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 2410/0877 |
| Instrument | 2017029426 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 420 BOST RD, MORGANTON, NC 28655-8013 |
| Document Number | 0024860417 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 420 BOST RD MORGANTON NC 286558013, MORGANTON, NC 28655-8013 |
| Document Number | 0024860417 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | 002486/000417 |
| Instrument | 44353 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 420 BOST RD, MORGANTON, NC 28655-8013 |
| Document Number | 0023700687 |
| Instrument Date | Oct 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 420 BOST RD MORGANTON NC 286558013, MORGANTON, NC 28655-8013 |
| Document Number | 0023700687 |
|---|---|
| Date | Oct 12, 2018 |
| Book Page | 002370/000687 |
| Instrument | 20913 |
| Name | SEMPER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | PROVIDENCE, RI 02907 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 11, 2048 |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,894.00 (+9.86%) | $322,952 (+10.13%) Land $47,637 Building $275,315 | $322,952 (+10.13%) Land $47,637 Building $275,315 |
| 2025 | $1,724.00 (-0.35%) | $293,244 (-) Land $47,637 Building $245,607 | $293,244 (-) Land $47,637 Building $245,607 |
| 2023 | $1,730.00 | $293,244 Land $47,637 Building $245,607 | $293,244 Land $47,637 Building $245,607 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Apr 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Compas X-Stream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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