420 Bear Dr, Monteagle, TN 37356 Property Records

Marion County property record for 420 Bear Dr, Monteagle, TN 37356

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,046 sqft · built 2024
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on Record
Tax Bill	$101 (2022)
Deeds & Mortgages	Aug 2025 Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`058040N B 02000`

Property Details

APN / Parcel Number

Primary APN	`058040N B 02000`
Alternative APN	`040N B 02000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,046 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	46,609 sqft (1.07 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,393 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Gazebo	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	420 BEAR DR
City	MONTEAGLE
State	TN
Zip	37356-5076
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05, COUNTY AREA: R12
Legal Subdivision	BEAR DEN SUB REV
Legal Lot Number	19-20
Jurisdiction	MARION TN
Township / Civil Division	2
Census Block Group	1
Census Block	1068
Census Tract	50302

Owner

Source: Marion County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1537, MONTEAGLE, TN 37356-1537
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Mar 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jul 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP
Jul 13, 2022	Warranty Deed, Transfer UNKNOWN, SOUTHERN TENNESSEE T&E LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2024
Deed Sale	Jun 5, 2024
Deed Document Number	0000592990
Deed Book / Page	564 / 1165
Prior Transfer Date	Jul 13, 2022
Prior Transfer Doc	22008449
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION TN
Property Address	420 BEAR DR, MONTEAGLE, TN 37356-5076
Transaction Type	Mortgage
Record Updated	Jan 26, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 BEAR DR, MONTEAGLE, TN 37356-5076

Mortgage

Document Number	0006111530
Date	Aug 26, 2025
Book Page	611/1530
Instrument	25003571

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	1 WORLD TRADE CTR # 8080, NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2055

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION TN
Property Address	420 BEAR DR, MONTEAGLE, TN 37356-5076
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005731172
Date	Mar 6, 2023
Book Page	573/1172
Instrument	23011851

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION TN
Property Address	420 BEAR DR, MONTEAGLE, TN 37356-5076
Transaction Type	Mortgage
Record Updated	Jan 26, 2026
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 BEAR DR, MONTEAGLE, TN 37356-5076

Mortgage

Document Number	0000594686
Date	Jul 26, 2024
Book Page	594/686
Instrument	24019221

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	1749 MALLORY LN STE 100, BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION TN
Recording Date	Jul 13, 2022
Property Address	420 BEAR DR, MONTEAGLE, TN 37356-5076
Document Number	0005641165
Book / Page	564 / 1165
Map Reference	MB 4 PG 557
Instrument Date	Jul 8, 2022
Instrument	22008449
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	UNKNOWN, SOUTHERN TENNESSEE T&E LLC

Transaction

Amount	Amount Recorded
Tax	$185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1762 COOLEYS RIFT BLVD, MONTEAGLE, TN 37356-2145

Tax Assessment & Valuation

Source: Marion County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Marion County
Municipality	Monteagle Town
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$110,075 (+889.44%) Land $9,875 Building $100,200
2023		$11,125 Land $5,750 Building $5,375
2022	$101.00
2021			$440,300 Land $39,500 Building $400,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 80% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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