Story County property record for 420 Bailey St, Colo, IA 50056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,761 sqft · built 1914 |
| Lot Size | 0.292 acres (12,720 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $173,500 (Aug 2021) |
| Tax Bill | $3,218 (2025) |
| Deeds & Mortgages | Sep 2006 Mortgage Mar 2010 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-08-256-255 |
| Primary APN | 12-08-256-255 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,761 sqft Living Area |
| 1st Floor Area | 1,036 sqft |
| Basement Area | 1,036 sqft |
| Unfinished Basement | 1,036 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Architectural Style | A-Frame |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,720 sqft (0.292 acres) |
| Lot Dimensions | 120 ft deep x 106 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 355 sqft |
| Deck Area | 200 sqft |
| Patio Area | 275 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 420 BAILEY ST |
|---|---|
| City | COLO |
| State | IA |
| Zip | 50056-7755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLAIR'S ADD LOT 14 EX E36' & LOT 15 EX E36' BLK 11 |
| Legal Range | 21W |
| Legal Township | 83N |
| Legal Section | 08 |
| Legal Subdivision | BLAIRS ADD (COLO) |
| Legal Block | 11 |
| Legal Lot Number | 14,15 |
| Jurisdiction | STORY IA |
| Township / Civil Division | NEW ALBANY |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 10200 |
420 Bailey St is owned and occupied by two individuals who bought it in August 2021.
Source: Story County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 420 BAILEY ST, COLO, IA 50056-7755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2006 | Deed of Trust, Mortgage CITY OF COLO |
| Mar 8, 2010 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| Apr 29, 2005 | Deed of Trust, Mortgage · ARM FIRST STATE BANK WEBSTER CITY IOWA |
| Aug 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY AMERICA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2021 · Amount on File |
| Deed Sale | Aug 3, 2021 · Amount on File |
| Prior Sale | Apr 9, 2021 · Amount on File |
| Deed Document Number | 20219956 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 420 BAILEY ST, COLO, IA 50056-7755 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 200600011348 |
|---|---|
| Date | Sep 12, 2006 |
| Instrument | 2006-00011348 |
| Name | CITY OF COLO |
|---|---|
| Address | 00000 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 420 BAILEY ST, COLO, IA 50056-7755 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201000001868 |
|---|---|
| Date | Mar 8, 2010 |
| Instrument | 2010-00001868 |
| Name | BANK OF THE WEST |
|---|---|
| Address | ANKENY, IA 50021 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 5, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 420 BAILEY ST, COLO, IA 50056-7755 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 200500004574 |
|---|---|
| Date | Apr 29, 2005 |
| Instrument | 2005-00004574 |
| Name | FIRST STATE BANK WEBSTER CITY IOWA |
|---|---|
| Type | Non-Lending Institution |
| Address | WEBSTER CITY, IA 50595 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 25, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Apr 25, 2010 |
| Change Frequency | 5 Years |
| Min Rate At Change | 5% |
| Index | 5-Year TN |
| Max Rate | 15% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Aug 3, 2021 |
| Property Address | 420 BAILEY ST, COLO, IA 50056-7755 |
| Document Number | 0202109956 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 2021-09956 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $276.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 420 BAILEY ST, COLO, IA 50056-7755 |
| Document Number | 0202109957 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 2021-09957 |
| Name | COMMUNITY AMERICA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 420 Bailey St was $3,218, up 2.5% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Colo City |
| County | Story County |
| Unified School District | Colo-NESCO Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,218.00 (+2.48%) | $190,500 Land $39,500 Building $151,000 | $190,500 Land $39,500 Building $151,000 |
| 2024 | $3,140.00 | ||
| 2023 | $173,000 (+31.86%) Land $32,100 Building $140,900 | $173,000 Land $32,100 Building $140,900 | |
| 2022 | $2,876.00 (+24.61%) | $131,200 Land $29,600 Building $101,600 | |
| 2021 | $2,308.00 | $131,200 Land $29,600 Building $101,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 420 Bailey St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 420 Bailey St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLO WATER SUPPLY serves 853 people · EPA ID IA8520061 |
|---|---|
| Water Source | Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY) |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Colo Telephone Company Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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