St. Johns County property record for 420 Atlanta Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,377 sqft · built 2018 |
| Lot Size | 0.41 acres (17,859 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $354,600 (Nov 2018) |
| Tax Bill | $4,349 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Jun 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027141-0360 |
| Primary APN | 027141-0360 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,377 sqft Living Area |
| Gross Area | 3,113 sqft |
| 1st Floor Area | 2,377 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,859 sqft (0.41 acres) |
| Garage Type | Attached |
| Garage Area | 736 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 287 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 420 ATLANTA DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1882 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 76/80-94 ARBOR MILL PHASE ONE LOT 36 OR4643/994 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 18 |
| Legal Subdivision | ARBOR MILL PHASE ONE |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 36 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 20908 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 420 ATLANTA DR, SAINT AUGUSTINE, FL 32092-1882 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2021 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Jun 22, 2022 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Jun 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Jun 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Nov 20, 2018 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIDELITY BANK |
| Jun 20, 2018 | Loan Modification, Mortgage ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2018 · Amount on Record |
| Deed Sale | Nov 20, 2018 · Amount on Record |
| Prior Sale | Sep 1, 2016 · Amount on Record |
| Deed Document Number | 201883536 |
| Deed Book / Page | 4643 / 994 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 420 ATLANTA DR, SAINT AUGUSTINE, FL 32092-1882 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 420 ATLANTA DR, SAINT AUGUSTINE, FL 32092-1882 |
| Document Number | 0053341208 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 5334/1208 |
| Instrument | 2021085820 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 1, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 420 ATLANTA DR, SAINT AUGUSTINE, FL 32092-1882 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 420 ATLANTA DR, SAINT AUGUSTINE, FL 32092-1882 |
| Document Number | 0055830691 |
|---|---|
| Date | Jun 22, 2022 |
| Book Page | 5583/691 |
| Instrument | 2022061955 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 420 ATLANTA DR, SAINT AUGUSTINE, FL 32092-1882 |
| Document Number | 0049711966 |
| Instrument Date | Jun 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 420 ATLANTA DR ST AUGUSTINE FL 320921882, ST AUGUSTINE, FL 32092-1882 |
| Document Number | 0049711966 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 004971/001966 |
| Instrument | 49516 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 420 ATLANTA DR, SAINT AUGUSTINE, FL 32092-1882 |
| Document Number | 0049720506 |
| Instrument Date | Jun 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 420 ATLANTA DR ST AUGUSTINE FL 320921882, ST AUGUSTINE, FL 32092-1882 |
| Document Number | 0049720506 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 004972/000506 |
| Instrument | 49624 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 23, 2040 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 20, 2018 |
| Property Address | 420 ATLANTA DR, SAINT AUGUSTINE, FL 32092-1882 |
| Document Number | 0046430994 |
| Book / Page | 4643 / 0994 |
| Map Reference | MB76 PG80-94 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 2018083536 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5303 WESCONNETT BLVD, 5303, JACKSONVILLE, FL 32210-7832 |
| Name | Verified Name |
|---|---|
| Address | 420 ATLANTA DR, SAINT AUGUSTINE, FL 32092-1882 |
| Document Number | 2018083537 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 2018083537 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 420 ATLANTA DR, SAINT AUGUSTINE, FL 32092-1882 |
| Document Number | 0045771806 |
| Instrument Date | Jun 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5303 WESCONNETT BLVD JACKSONVILLE FL 322107832, JACKSONVILLE, FL 32210-7832 |
| Investor | Possibly a Property Investor |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $345,947 (+2.7%) | $466,459 (+2.43%) Land $110,000 Building $356,459 | |
| 2025 | $4,349.00 (+12.55%) Homeowner's exemption | $336,852 (+2.9%) | $455,392 (-5.44%) Land $100,000 Building $355,392 |
| 2024 | $3,864.00 (+2.01%) Homeowner's exemption | $327,359 (+3%) | $481,576 (-0.75%) Land $120,000 Building $361,576 |
| 2023 | $3,788.00 (+2.88%) Homeowner's exemption | $317,824 (+3%) | $485,228 (+17.99%) Land $120,000 Building $365,228 |
| 2022 | $3,682.00 Homeowner's exemption | $308,567 | $411,244 Land $100,800 Building $310,444 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 121 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 121 in force |
| Nearby Flood Claims | 28 (2008–2024) |
| Claims Outside the SFHA | 6 of 28 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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