420 46th St, Sacramento, CA 95819 Property Records

Sacramento County property record for 420 46th St, Sacramento, CA 95819

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,775 sqft · built 1928
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on File
Last Sale$600,000 (Jan 2005)
Tax Bill$3,827 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jul 2025 Line of Credit
+ 3 more
Flood ZoneZone X (reduced by levee)
APN004-0252-004-0000

Property Details

APN / Parcel Number

Primary APN004-0252-004-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,775 sqft Living Area
1st Floor Area2,032 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area7,000 sqft (0.161 acres)
Garage Area255 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address420 46TH ST
CitySACRAMENTO
StateCA
Zip95819-2825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionW & K TRACT 33, LOT 87
Legal SubdivisionW & K TRACT 33
Legal Tract33
Legal Lot Number87
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group3
Census Block3006
Census Tract200

Owner

Source: Sacramento County records · APN 004-0252-004-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address420 46TH ST, SACRAMENTO, CA 95819-2825
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jul 01, 2025Deed of Trust, Mortgage · Line of Credit
THE GOLDEN 1 CU
Mar 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
May 08, 2020Deed of Trust, Mortgage · Line of Credit
GOLDEN 1 CU
Nov 28, 2018Quit Claim Deed, Mortgage · Line of Credit
GOLDEN 1 CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 18, 2005 · Amount on Record
Deed SaleJan 18, 2005 · Amount on Record
Deed Book / Page20050118 / 1754
Last Transfer DateMar 09, 2021
Transfer Doc2021000789
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address420 46TH ST, SACRAMENTO, CA 95819-2825
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 46TH ST, SACRAMENTO, CA 95819-2825

Mortgage

Document Number0000000790
DateMar 16, 2021
Instrument202103160790
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address420 46TH ST, SACRAMENTO, CA 95819-2825
Transaction TypeMortgage
Record UpdatedMay 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 46TH ST, SACRAMENTO, CA 95819-2825

Mortgage

Document Number0000000782
DateJul 01, 2025
Instrument202507010782
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 01, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address420 46TH ST, SACRAMENTO, CA 95819-2825
Transaction TypeMortgage
Record UpdatedMar 26, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 46TH ST, SACRAMENTO, CA 95819-2825

Mortgage

Document Number3160000000790
DateMar 16, 2021
Book Page20210316/790
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address420 46TH ST, SACRAMENTO, CA 95819-2825
Document Number2005180068
Instrument DateMay 08, 2020
Transaction TypeMortgage
Record UpdatedMay 29, 2020
Title CompanyNATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address420 46TH ST SACRAMENTO CA 958192825, SACRAMENTO, CA 95819-2825

Mortgage

Document Number2005180068
DateMay 18, 2020
Instrument2005180068
Lender
NameGOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 17, 2050
Interest
Rate TypeAdjustable Rate

November 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateNov 28, 2018
Property Address420 46TH ST, SACRAMENTO, CA 95819-2825
Document Number1811280686
Instrument DateNov 13, 2018
Instrument1811280686
Transaction TypeMortgage
Record UpdatedDec 11, 2018
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address420 46TH ST SACRAMENTO CA 958192825, SACRAMENTO, CA 95819-2825

Mortgage

Document Number1811280687
DateNov 28, 2018
Instrument1811280687
Lender
NameGOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 27, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalitySacramento City
Unified School DistrictSacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$325,025 (+2%) Land $72,490 Building $252,535
2025$3,827.00 (+1.46%) Homeowner's exemption$318,653 (+4.04%) Land $71,069 Building $247,584
2024$3,772.00 (+2.44%)
2023$3,682.00 (+1.74%) Homeowner's exemption$306,281 Land $68,310 Building $237,971
2022$3,619.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 109 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies109 in force
Nearby Flood Claims15 (1995–2023)
Claims Outside the SFHA2 of 15
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Apr 1995 · 3 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Consolidated Communications
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
UnWired Broadband Holding
Fixed Wireless
400 / 50
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Succeed.Net.

Based on FCC filings for 1,003 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF SACRAMENTO MAIN
state or territorial government · serves 527,979 people
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on 46th St

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