Suffolk County and Babylon Town property record for 420 45th St, Copiague, NY 11726
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 876 sqft · built 1942 |
| Lot Size | 0.184 acres (8,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $207,000 (Jul 2011) |
| Tax Bill | $7,668 (2024) |
| Deeds & Mortgages | Sep 2016 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 472089 205.-3-40.1 |
| Primary APN | 472089 205.-3-40.1 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 876 sqft Building Perimeter |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Lot Area | 8,000 sqft (0.184 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Account Number | 20252822700 |
|---|---|
| Street Address | 420 45TH ST |
| City | COPIAGUE |
| State | NY |
| Zip | 11726-1019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | FM 642 BL 17 LTS 11-13 INC & P/O 14 |
| Legal Block | 3 |
| Legal Lot Number | 40 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | BABYLON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 123203 |
420 45th St is owned and occupied by an individual who bought it in July 2011.
Source: Suffolk County and Babylon Town records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 420 45TH ST, COPIAGUE, NY 11726-1019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2011 · Amount on File |
| Deed Sale | Jul 14, 2011 · Amount on File |
| Prior Sale | Sep 15, 2010 · Amount on File |
| Deed Book / Page | 12665 / 464 |
| Prior Transfer Date | Jul 21, 2010 |
| Prior Transfer Doc | 0126370353 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 420 45TH ST, COPIAGUE, NY 11726-1019 |
| Document Number | 0227750305 |
| Instrument Date | Sep 6, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 420 45TH ST COPIAGUE NY 117261019, COPIAGUE, NY 11726-1019 |
| Document Number | 0227750305 |
|---|---|
| Date | Jan 5, 2017 |
| Book Page | 022775/000305 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 4, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Suffolk County and Babylon Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Babylon Town |
| Unified School District | Copiague Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,280 Land $260 Building $2,020 | $386,441 (+11,255.89%) Land $44,068 Building $342,373 | |
| 2024 | $7,668.00 | $3,403 (-1.51%) Land $388 Building $3,015 | |
| 2023 | $2,280 Land $260 Building $2,020 | $3,455 Land $394 Building $3,061 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 420 45th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 420 45th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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