420 3rd St, Aurora, IN 47001 Property Records

Dearborn County property record for 420 3rd St, Aurora, IN 47001

Property Summary

Property Type	Commercial
Details	16,128 sqft · built 1935
Lot Size	0.129 acres (5,618 sqft)
Owner	Company Name on File
Last Sale	$200,000 (Jun 2021)
Tax Bill	$5,652 (2025)
Deeds & Mortgages	Aug 2018 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`003-001558-00`

Property Details

APN / Parcel Number

Primary APN	`003-001558-00`
Alternative APNs	`15-07-32-204-015.000-003` `073220401500021` `00000002957`

Interior

Plumbing Fixtures	7 Plumbing Fixtures
Stories	3 Stories
Building Area	16,128 sqft Total Area
1st Floor Area	16,128 sqft
Elevator	Elevator

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	5,618 sqft (0.129 acres)
Lot Dimensions	106 ft deep x 53 ft wide
Canopy	300 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000002957
Street Address	420 3RD ST
City	AURORA
State	IN
Zip	47001-1313
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	09-382 AURORA 87 32-5-1
Jurisdiction	DEARBORN IN
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2051
Census Tract	80500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Aurora Historic District listed 1994 · 276 contributing resources · NRIS 94001134

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

420 3rd St, a commercial property, is owned by a company that bought it in June 2021.

Source: Dearborn County records, as of October 9, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 3756, LAWRENCEBURG, IN 47025-3756
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2018	Deed of Trust, Mortgage DEARBORN SAVINGS BANK
May 31, 2022	Deed of Trust, Mortgage · Commercial Mortgage FCN BANK NA
Jun 15, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FCN BANK NA
Jun 25, 2018	Warranty Deed, Transfer DEARBORN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2021 · Amount on File
Deed Sale	Jun 15, 2021 · Amount on File
Prior Sale	Jun 25, 2018 · Amount on File
Deed Document Number	20212021005300
Prior Transfer Date	Jun 11, 2021
Prior Transfer Doc	2021005300
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEARBORN IN
Property Address	420 3RD ST, AURORA, IN 47001-1313
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018004867
Date	Aug 16, 2018
Instrument	2018004867

Lender

Name	DEARBORN SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEARBORN IN
Property Address	420 3RD ST, AURORA, IN 47001-1313
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022003959
Date	May 31, 2022
Instrument	2022003959

Lender

Name	FCN BANK NA

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2042

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DEARBORN IN
Recording Date	Jun 15, 2021
Property Address	420 3RD ST, AURORA, IN 47001-1313
Document Number	2021005300
Instrument Date	Jun 11, 2021
Instrument	2021005300
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3756, LAWRENCEBURG, IN 47025-3756

Mortgage

Document Number	2021005301
Date	Jun 15, 2021
Instrument	2021005301

Lender

Name	FCN BANK NA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEARBORN IN
Recording Date	Jun 25, 2018
Property Address	420 3RD ST, AURORA, IN 47001-1313
Document Number	2018003628
Instrument Date	Jun 22, 2018
Instrument	2018003628
Transaction Type	Transfer
Record Updated	Jan 31, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3756, LAWRENCEBURG, IN 47025-3756
Investor	Possibly a Property Investor

Mortgage

Document Number	2018003629
Date	Jun 25, 2018
Instrument	2018003629

Lender

Name	DEARBORN SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	295 Months
Due	Jan 1, 2043

Interest

Rate	5%
Type Change Date	Jul 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 420 3rd St was $5,652, up 6.4% from the year before.

Source: Dearborn County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Aurora City
County	Dearborn County
County Subdivision	Center Township
Unified School District	South Dearborn Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,652.00 (+6.38%)	$188,400 Land $49,600 Building $138,800	$188,400 Land $49,600 Building $138,800
2024	$5,313.00 (-0.78%)
2023	$5,355.00	$178,500 (-) Land $49,600 Building $128,900	$178,500 (-) Land $49,600 Building $128,900
2022	$5,355.00	$178,500 Land $49,600 Building $128,900	$178,500 Land $49,600 Building $128,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 3rd St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 9, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	37 (1978–2025)
Claims Outside the SFHA	4 of 37
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2018 · 23 claims Severe Storms & Flooding, Jan 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA UTILITIES serves 6,415 people · EPA ID IN5215001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Great Plains Communications Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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