420 299th St E, Roy, WA 98580 Property Records

Pierce County property record for 420 299th St E, Roy, WA 98580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,934 sqft · built 1996
Lot Size	1.25 acres (54,486 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,481 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031704-8-010`

Property Details

APN / Parcel Number

Primary APN	`031704-8-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,934 sqft Living Area
Gross Area	2,805 sqft
1st Floor Area	1,934 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	54,486 sqft
Terrain	Below Road/Slope
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	295 sqft
Deck Area	266 sqft
Patio Area	575 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	420 299TH ST E
City	ROY
State	WA
Zip	98580-8532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 04 TOWNSHIP 17 RANGE 03 QUARTER 41 : L 2 OF SHORT PLAT 83-06-27-0316 TOG/W EASE & RESTRICTIONS OF REC OUT OF 4-029 SEG T-0560 SG ES
Legal Range	03
Legal Township	17
Legal Section	04
Legal Subdivision	SP#8306270316
Legal Block	31
Legal Lot Number	2
Jurisdiction	PIERCE WA
Township / Civil Division	ROY
Census Block Group	3
Census Block	3007
Census Tract	73005

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	420 299TH ST E, ROY, WA 98580-8532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
May 22, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 11, 2020
Transfer Doc	0000221114
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	420 299TH ST E, ROY, WA 98580-8532
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 299TH ST E, ROY, WA 98580-8532
Investor	Possibly a Property Investor

Mortgage

Document Number	0009290211
Date	Sep 29, 2025
Instrument	202509290211

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	May 22, 2020
Property Address	420 299TH ST E, ROY, WA 98580-8532
Document Number	0005221114
Map Reference	DOC 8306270316
Instrument Date	May 11, 2020
Instrument	202005221114
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 299TH ST E, 420, ROY, WA 98580-8532

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005221115
Date	May 22, 2020
Instrument	202005221115

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$526,200 (+9.33%) Land $185,300 Building $340,900	$526,200 (+9.33%) Land $185,300 Building $340,900
2025	$5,481.00 (+0.02%)
2024	$5,480.00 (+0.64%)	$481,300 (-2.73%) Land $147,000 Building $334,300	$481,300 (-2.73%) Land $147,000 Building $334,300
2023	$5,445.00	$494,800 Land $158,200 Building $336,600	$494,800 Land $158,200 Building $336,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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