420 11th St, Ramona, CA 92065 Property Records

San Diego County property record for 420 11th St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1961
Lot Size	0.255 acres (11,106 sqft)
Owner	2 Individual Names on Record
Last Sale	$605,000 (Oct 2021)
Tax Bill	$7,760 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`281-252-07-00`

Property Details

APN / Parcel Number

Primary APN	`281-252-07-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	11,106 sqft (0.255 acres)
Lot Dimensions	210 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	420 11TH ST
City	RAMONA
State	CA
Zip	92065-3912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMV4
Legal Description	BLK 75 SELY 50 FT OF NWLY 230 FT OF SWLY 210 FT OF TR 000643
Legal Subdivision	RAMONA
Legal Tract	000643
Legal Block	75
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	4
Census Block	4007
Census Tract	20806

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	420 11TH ST, RAMONA, CA 92065-3912
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
May 25, 2021	Grant Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORP
Dec 2, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Apr 24, 2017	Deed of Trust, Mortgage · FHA Mortgage MONEY SOURCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2021 · Amount on Record
Deed Sale	Oct 6, 2021 · Amount on Record
Prior Sale	May 25, 2021 · Amount on Record
Deed Document Number	2021697715
Prior Transfer Date	Nov 25, 2020
Prior Transfer Doc	0000770241
Record Updated	Sep 20, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 6, 2021
Property Address	420 11TH ST, RAMONA, CA 92065-3912
Document Number	0000697715
Map Reference	MAP 643
Instrument Date	Oct 4, 2021
Instrument	2021-0697715
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	617 11TH ST APT 84, 84, RAMONA, CA 92065-3934

Mortgage

Document Number	0000697716
Date	Oct 6, 2021
Instrument	2021-0697716

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 25, 2021
Property Address	420 11TH ST, RAMONA, CA 92065-3912
Document Number	0000395319
Map Reference	MAP 643
Instrument Date	May 13, 2021
Instrument	2021-0395319
Transaction Type	Transfer
Record Updated	Jun 7, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7480 MIRAMAR RD STE 210, 210, SAN DIEGO, CA 92126-4220
Investor	Possibly a Property Investor

Mortgage

Document Number	0000395320
Date	May 25, 2021
Instrument	2021-0395320

Lender

Name	LENDINGHOME FUNDING CORP
Type	Mortgage Company
Address	PITTSBURGH, PA 15212

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 2, 2020
Property Address	420 11TH ST, RAMONA, CA 92065-3912
Document Number	0000770241
Instrument Date	Nov 10, 2020
Instrument	770241
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SOWDEN LN WHITEHALL MT 597599630, WHITEHALL, MT 59759-9630

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	420 11TH ST, RAMONA, CA 92065-3912
Document Number	0000196745
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	May 9, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	420 11TH ST RAMONA CA 920653912, RAMONA, CA 92065-3912

Mortgage

Document Number	0000196745
Date	May 3, 2017
Instrument	196745

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$654,869 (+2%) Land $432,972 Building $221,897
2025	$7,760.00 (+6.46%) Homeowner's exemption	$642,030 (+4.04%) Land $424,483 Building $217,547
2023	$7,289.00 (-2.21%) Homeowner's exemption	$617,100 Land $408,000 Building $209,100
2022	$7,454.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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