Worcester County and Worcester City property record for 42 Zenith Dr, Worcester, MA 01602
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,625 sqft · built 1950 |
| Lot Size | 0.405 acres (17,630 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,112 (2025) |
| Deeds & Mortgages | Jan 2022 Reverse Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-14A-00067 |
| Primary APN | 48-14A-00067 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,625 sqft Living Area |
| Gross Area | 2,994 sqft |
| 1st Floor Area | 950 sqft |
| Basement Area | 900 sqft |
| Unfinished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,630 sqft (0.405 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 48-14A-00067 |
|---|---|
| Street Address | 42 ZENITH DR |
| City | WORCESTER |
| State | MA |
| Zip | 01602-3285 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Block | 14A |
| Legal Lot Number | 67 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 730902 |
Source: Worcester County and Worcester City records · APN 48-14A-00067
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 42 ZENITH DR, WORCESTER, MA 01602-3285 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Jan 25, 2022 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE AMERICA LLC |
| Oct 05, 2020 | Deed of Trust, Mortgage · Balloon Mortgage BANK OF AMERICA NA |
| Aug 25, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Mar 28, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 42 ZENITH DR, WORCESTER, MA 01602-3285 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 067000-238 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 67000/238 |
| Instrument | 9408 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 937 Months |
| Due | Feb 01, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.13% |
| Index | LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 42 ZENITH DR, WORCESTER, MA 01602-3285 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 63414-351 |
|---|---|
| Date | Oct 05, 2020 |
| Book Page | 63414/351 |
| Instrument | 116750 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 42 ZENITH DR, WORCESTER, MA 01602-3285 |
| Document Number | 59554-364 |
| Instrument Date | Aug 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 42 ZENITH DR WORCESTER MA 016023285, WORCESTER, MA 01602-3285 |
| Document Number | 59554-364 |
|---|---|
| Date | Oct 17, 2018 |
| Book Page | 059554/000364 |
| Instrument | 109908 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 42 ZENITH DR, WORCESTER, MA 01602-3285 |
| Document Number | 58626-321 |
| Instrument Date | Mar 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2018 |
| Name | Verified Name |
|---|
| Document Number | 58626-321 |
|---|---|
| Date | Apr 04, 2018 |
| Book Page | 058626/000321 |
| Instrument | 31297 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 03, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,112.00 (+6.12%) | $387,600 (+15.39%) Land $119,200 Building $268,400 | $449,160 (+10.03%) |
| 2024 | $408,215 | ||
| 2023 | $4,817.00 | $335,900 Land $103,700 Building $232,200 |
Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2020–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2021 · river or lake flooding |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 232 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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