42 Winnapaug Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 42 Winnapaug Rd, Westerly, RI 02891

Property Summary

Property Type	Seasonal / Vacation Home
Lot Size	0.3 acres (13,049 sqft)
Owner	Trust Name on File
Last Sale	$122,000 (May 1996)
Tax Bill	$6,734 (2025)
Deeds & Mortgages	Jun 2017 Transfer
Flood Zone	Zone AE (high risk)
APN	`WEST M:165 B:228`

Property Details

APN / Parcel Number

Primary APN	`WEST M:165 B:228`
Alternative APNs	`M:165 B:228 L` `19130027`

Exterior

Lot Area	13,049 sqft (0.3 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	19130027
Street Address	42 WINNAPAUG RD
City	WESTERLY
State	RI
Zip	02891-3510
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	228
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1013
Census Tract	51000

Owner

42 Winnapaug Rd, a residential property, is held in a trust since May 1996.

Source: Westerly Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	58 PLATT ST, ANSONIA, CT 06401-3241
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 1996 · Amount on File
Deed Sale	May 10, 1996 · Amount on File
Deed Book / Page	597 / 308
Record Updated	Oct 29, 2026

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Jun 14, 2017
Property Address	42 WINNAPAUG RD, WESTERLY, RI 02891-3510
Document Number	2017-426
Book / Page	002017 / 010426
Instrument Date	Jun 8, 2017
Instrument	2552
Transaction Type	Transfer
Record Updated	Jul 4, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	148 PLATT ST ANSONIA CT 064013318, ANSONIA, CT 06401-3318

Tax Assessment & Valuation

The 2025 property tax bill for 42 Winnapaug Rd was $6,734.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,734.00	$947,100 Land $618,200 Building $328,900	$975,108
2023	$6,715.00 (+0.63%)	$698,000 (-) Land $442,300 Building $255,700
2022	$6,673.00	$698,000 Land $442,300 Building $255,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Winnapaug Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 456 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	506 units insured incl. 50 condo units
Nearby Flood Claims	157 (1978–2024)
Claims Outside the SFHA	22 of 157
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 86 claims Severe Storms And Flooding, Mar 2010 · 9 claims Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Winnapaug Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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