Walton County property record for 42 Windchase Ln, Inlet Beach, FL 32461
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,586 sqft · built 2019 |
| Lot Size | 0.221 acres (9,670 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,325,000 (Nov 2021) |
| Tax Bill | $10,417 (2024) |
| Deeds & Mortgages | Nov 2022 Line of Credit Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-3S-18-16100-000-0830 |
| Primary APN | 24-3S-18-16100-000-0830 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 2,586 sqft Living Area |
| Gross Area | 3,840 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,670 sqft (0.221 acres) |
| Lot Dimensions | 12.4 ft deep x 6.5 ft wide |
| Garage Type | Finished |
| Garage Area | 646 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1086682 |
|---|---|
| Street Address | 42 WINDCHASE LN |
| City | INLET BEACH |
| State | FL |
| Zip | 32461-9505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 83 PATHWAYS AT WATERSOUND PH 1 PB 20-34 OR 3086-1735 OR 3123-3343 OR 3225-389 |
| Legal Range | 18W |
| Legal Township | 03S |
| Legal Section | 24 |
| Legal Subdivision | PATHWAYS/WATERSOUND PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 83 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 950610 |
42 Windchase Ln is owned and occupied by two individuals who bought it in November 2021.
Source: Walton County records, as of December 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 42 WINDCHASE LN, INLET BEACH, FL 32461-9505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Dec 21, 2020 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Nov 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Nov 8, 2019 | Warranty Deed, Subdivision Related Transfer · VA Mortgage WHITNEY BANK |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2021 · Amount on File |
| Deed Sale | Nov 12, 2021 · Amount on File |
| Prior Sale | Nov 8, 2019 · Amount on File |
| Deed Document Number | 0003225389 |
| Deed Book / Page | 3225 / 389 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 42 WINDCHASE LN, INLET BEACH, FL 32461-9505 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 42 WINCHASE LN, ROSEMARY BEACH, FL 32461-9505 |
| Document Number | 0032713426 |
|---|---|
| Date | Nov 1, 2022 |
| Book Page | 3271/3426 |
| Instrument | 20220048045 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Oct 17, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 42 WINDCHASE LN, INLET BEACH, FL 32461-9505 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 42 WINDCHASE LN, INLET BEACH, FL 32461-9505 |
| Document Number | 0031741534 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 3174/1534 |
| Instrument | 20200052419 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Nov 12, 2021 |
| Property Address | 42 WINDCHASE LN, INLET BEACH, FL 32461-9505 |
| Document Number | 0032250389 |
| Book / Page | 3225 / 389 |
| Map Reference | MB 20 PG 34-37 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 20210056490 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | SHORELINE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2323 E MOSSY OAKS RD # RD309, 2323, SPRING, TX 77389-1592 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 42 WINDCHASE LN, INLET BEACH, FL 32461-9505 |
| Document Number | 3225391 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 3225/391 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Nov 8, 2019 |
| Property Address | 42 WINDCHASE LN, INLET BEACH, FL 32461-9505 |
| Document Number | 0031233343 |
| Book / Page | 3123 / 3343 |
| Map Reference | MB 20 PG 34-37 |
| Instrument Date | Nov 7, 2019 |
| Instrument | 20190039302 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 2, 2022 |
| Title Company | RODERS KIEFER TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,716.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 5244, NICEVILLE, FL 32578-5244 |
| Name | Verified Name |
|---|---|
| Address | 42 WINDCHASE LN, ROSEMARY BEACH, FL 32461-9505 |
| Document Number | 0031233345 |
|---|---|
| Date | Nov 8, 2019 |
| Instrument | 3123/3345 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,175,906 Land $225,000 Building $950,906 | $1,175,906 Land $225,000 Building $950,906 | |
| 2024 | $10,417.00 (+3.65%) | ||
| 2023 | $10,050.00 (+1.08%) Homeowner's exemption | $1,402,430 (+26.22%) Land $158,210 Building $1,244,220 | $1,402,430 (+26.22%) Land $158,210 Building $1,244,220 |
| 2022 | $9,943.00 Homeowner's exemption | $1,111,117 Land $175,613 Building $935,504 | $1,111,117 Land $175,613 Building $935,504 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42 Windchase Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 412 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 412 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 42 Windchase Ln is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Fiber | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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