42 Whitebirch Ln, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 42 Whitebirch Ln, Commack, NY 11725

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,973 sqft · built 1982
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$326,000 (Aug 1998)
Tax Bill	$20,134 (2024)
Deeds & Mortgages	Aug 2019 Refinance Aug 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`473489 91.-2-37.28`

Property Details

APN / Parcel Number

Primary APN	`473489 91.-2-37.28`
Alternative APNs	`0800-091.00-02.00-037.028` `348909100000020370280000` `47340022004`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,973 sqft Living Area
1st Floor Area	1,857 sqft
2nd Floor Area	1,116 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	43,560 sqft
View / Lot	Suburban
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	3 Parking Spaces
Pool Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	42 WHITEBIRCH LN
City	COMMACK
State	NY
Zip	11725-2328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3-114026.28 TC-52 INDIAN HEAD PARK LOT 26 *6986
Legal Subdivision	MAP OF INDIAN HEAD PARK
Legal Block	2
Legal Lot Number	37
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	1
Census Block	1012
Census Tract	135102

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	42 WHITEBIRCH LN, COMMACK, NY 11725-2328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CONTOUR MORTGAGE CORP
Aug 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CONTOUR MORTGAGE CORP
Apr 4, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 30, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage CONTOUR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 1998 · Amount on Record
Deed Sale	Aug 27, 1998 · Amount on Record
Deed Book / Page	11913 / 708
Last Transfer Date	Jan 9, 2019
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	42 WHITEBIRCH LN, COMMACK, NY 11725-2328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230480970
Date	Aug 6, 2019
Book Page	23048/970
Instrument	DK015195

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Sep 1, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	42 WHITEBIRCH LN, COMMACK, NY 11725-2328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0231630967
Date	Aug 18, 2020
Book Page	23163/967
Instrument	DL020915

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUFFOLK NY
Recording Date	Apr 4, 2019
Property Address	42 WHITEBIRCH LN, COMMACK, NY 11725-2328
Document Number	0130070121
Book / Page	013007 / 000121
Instrument Date	Jan 9, 2019
Transaction Type	Transfer
Record Updated	May 6, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 WHITEBIRCH LN COMMACK NY 117252328, COMMACK, NY 11725-2328

March 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SUFFOLK NY
Recording Date	Mar 30, 2017
Property Address	42 WHITEBIRCH LN, COMMACK, NY 11725-2328
Document Number	0129060620
Book / Page	012906 / 000620
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	Feb 8, 2018
Title Company	FIRST EQUITY ABSTRACT CORPORATION, FIRST EQTY ABS CORP

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 WHITEBIRCH LN COMMACK NY 117252328, COMMACK, NY 11725-2328

Mortgage

Document Number	228030741
Date	Mar 30, 2017
Book Page	022803/000741

Lender

Name	CONTOUR MTG
Type	Mortgage Company
Address	GARDEN CITY, NY 11530

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2047

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$7,232 (-) Land $1,000 Building $6,232	$904,000 (+10,775.84%) Land $125,000 Building $779,000
2024	$20,134.00
2023		$7,232 Land $1,000 Building $6,232	$8,312 Land $1,149 Building $7,163

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2010)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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