Prospect Town property record for 42 Waterbury Rd, Prospect, CT 06712
| Property Type | Office Building |
|---|---|
| Details | 2 bd · 2 ba · 4,689 sqft · built 1942 |
| Lot Size | 0.97 acres (42,253 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Nov 1994) |
| Tax Bill | $9,440 (2026) |
| Deeds & Mortgages | Mar 2019 Refinance Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | L0158900 |
| Primary APN | L0158900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,689 sqft Total Area |
| Basement Area | 2,334 sqft |
| Unfinished Basement | 1,642 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,253 sqft (0.97 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | L0158900 |
|---|---|
| Street Address | 42 WATERBURY RD |
| City | PROSPECT |
| State | CT |
| Zip | 06712-1238 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Local Zoning Code | B |
| Legal Block | 160 |
| Legal Lot Number | 42 |
| Jurisdiction | PROSPECT CT |
| Township / Civil Division | PROSPECT |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 347100 |
Source: Prospect Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 42 WATERBURY RD, PROSPECT, CT 06712-1238 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance ION BANK |
| Oct 18, 2019 | Deed of Trust, Mortgage · Commercial Mortgage ION BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 1994 · Amount on Record |
| Deed Sale | Nov 1, 1994 · Amount on Record |
| Deed Book / Page | 249 / 325 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT CT |
| Property Address | 42 WATERBURY RD, PROSPECT, CT 06712-1238 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 835-78 |
|---|---|
| Date | Mar 4, 2019 |
| Book Page | 835/78 |
| Name | ION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT CT |
| Property Address | 42 WATERBURY RD, PROSPECT, CT 06712-1238 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 847-187 |
|---|---|
| Date | Oct 18, 2019 |
| Book Page | 847/187 |
| Name | ION BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Prospect Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Prospect Town |
| Unified School District | Regional School District 16 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,440.00 (+11.33%) | $331,590 (-) Land $87,570 Building $244,020 | |
| 2025 | $8,479.00 | $331,590 (+2.96%) Land $87,570 Building $244,020 | $473,700 Land $125,100 Building $348,600 |
| 2024 | $8,479.00 (-17.52%) | ||
| 2023 | $10,280.00 (-0.09%) | $322,050 (-) Land $87,550 Building $234,500 | |
| 2022 | $10,289.00 | $322,050 Land $87,550 Building $234,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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