42 Wandering Ln, Ridgeway, SC 29130 Property Records

Fairfield County property record for 42 Wandering Ln, Ridgeway, SC 29130

Property Summary

Property Type	Single Family Home
Details	2,919 sqft · built 2006
Lot Size	2.56 acres (111,514 sqft)
Owner	Individual Name on Record
Last Sale	$445,000 (Apr 2024)
Tax Bill	$2,574 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`135-01-00-023-000`

Property Details

APN / Parcel Number

Primary APN	`135-01-00-023-000`
Alternative APN	`7989`

Interior

Stories	1 Story
Building Area	2,919 sqft Living Area
Gross Area	4,132 sqft
1st Floor Area	2,618 sqft
Upper Floors Area	301 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	111,514 sqft (2.56 acres)
Garage Area	602 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	310 sqft

Location & Zoning

Account Number	7989
Street Address	42 WANDERING LN
City	RIDGEWAY
State	SC
Zip	29130-8942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	42 WANDERING LANE LW PLAT: 605 - 1124
Jurisdiction	FAIRFIELD SC
Township / Civil Division	RIDGEWAY
Census Block Group	3
Census Block	3005
Census Tract	960302

Owner

Source: Fairfield County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	42 WANDERING LN, RIDGEWAY, SC 29130-8942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 12, 2024	Warranty Deed, Transfer · FHA Mortgage AMERICAN SECURITY MORTGAGE CORP
Oct 19, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2024 · Amount on Record
Deed Sale	Apr 12, 2024 · Amount on Record
Prior Sale	Feb 8, 2016 · Amount on Record
Deed Document Number	2024808
Deed Book / Page	1622 / 175
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD SC
Property Address	42 WANDERING LN, RIDGEWAY, SC 29130-8942
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 WANDERING LN, RIDGEWAY, SC 29130-8942

Mortgage

Document Number	0000000377
Date	Mar 6, 2025
Book Page	1666/334
Instrument	202500000377

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	May 1, 2054

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD SC
Recording Date	Apr 12, 2024
Property Address	42 WANDERING LN, RIDGEWAY, SC 29130-8942
Document Number	0000000808
Book / Page	1622 / 175
Map Reference	SL 605 PG 1124
Instrument Date	Mar 25, 2024
Instrument	202400000808
Transaction Type	Transfer
Record Updated	May 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,157.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 WANDERING LN, RIDGEWAY, SC 29130-8942

Mortgage

Document Number	0000000809
Date	Apr 12, 2024
Instrument	202400000809

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FAIRFIELD SC
Recording Date	Oct 19, 2021
Property Address	42 WANDERING LN, RIDGEWAY, SC 29130-8942
Document Number	0000002948
Book / Page	1494 / 81
Map Reference	SL 605 PG 1124
Instrument Date	Oct 9, 2021
Instrument	202100002948
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 WANDERING LN, RIDGEWAY, SC 29130-8942

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Fairfield County
Unified School District	Fairfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,574.00 (+183.17%)	$15,848 (+124.6%) Land $2,000 Building $13,848	$396,200 (+124.6%) Land $50,000 Building $346,200
2024	$909.00 (-2.26%)	$7,056 (-) Land $600 Building $6,456	$176,400 (-) Land $15,000 Building $161,400
2023	$930.00 (+9.54%)	$7,056 (-) Land $600 Building $6,456	$176,400 (-) Land $15,000 Building $161,400
2022	$849.00	$7,056 Land $600 Building $6,456	$176,400 Land $15,000 Building $161,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Nearby Flood Policies	99 in force
Nearby Flood Claims	23 (2015–2024)
Claims Outside the SFHA	2 of 23
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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