Essex County and Lynn City property record for 42 Victory Rd, Lynn, MA 01902
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,376 sqft · built 1935 |
| Lot Size | 0.101 acres (4,408 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $620,000 (Jul 2025) |
| Tax Bill | $6,425 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Jul 2025 Sale & Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B:098 L:400 S:011 |
| Primary APN | B:098 L:400 S:011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,376 sqft Living Area |
| Gross Area | 2,953 sqft |
| Basement Area | 738 sqft |
| Unfinished Basement | 738 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 4,408 sqft (0.101 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 42 VICTORY RD |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01902-1056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Block | 400 |
| Legal Lot Number | 11 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 205100 |
42 Victory Rd is owned and occupied by two individuals who bought it in July 2025.
Source: Essex County and Lynn City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 42 VICTORY RD, LYNN, MA 01902-1056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 16, 2025 | Quit Claim Deed, Transfer · Stand-Alone Refinance REPUBLIC STATE MORTGAGE CO |
| Jul 12, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2025 · Amount on File |
| Deed Sale | Jul 16, 2025 · Amount on File |
| Prior Sale | Jul 12, 2022 · Amount on File |
| Deed Document Number | 2025660091 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Aug 12, 2026 |
| Property Address | 42 VICTORY RD, LYNN, MA 01902-1056 |
| Document Number | 0000668071 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 2026668071 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 42 VICTORY RD, LYNN, MA 01902-1056 |
| Document Number | 0000668071, |
|---|---|
| Date | Aug 12, 2026 |
| Instrument | 2026668071 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Sep 1, 2050 |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Jul 16, 2025 |
| Property Address | 42 VICTORY RD, LYNN, MA 01902-1056 |
| Document Number | 0000660091 |
| Instrument Date | Jul 16, 2025 |
| Instrument | 660091 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 42 VICTORY RD, LYNN, MA 01902-1056 |
| Document Number | 0000660092 |
|---|---|
| Date | Jul 16, 2025 |
| Instrument | 660092 |
| Name | REPUBLIC STATE MORTGAGE CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Jul 12, 2022 |
| Property Address | 42 VICTORY RD, LYNN, MA 01902-1056 |
| Document Number | 0000637722 |
| Instrument Date | Jul 12, 2022 |
| Instrument | 637722 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 42 VICTORY RD, LYNN, MA 01902-1056 |
| Document Number | 0000637723 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 637723 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Type Change Date | Aug 1, 2032 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
The 2026 property tax bill for 42 Victory Rd was $6,425, up 6% from the year before.
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,425.00 (+5.99%) | $623,800 (+6.61%) Land $209,200 Building $414,600 | $586,890 (+0.86%) |
| 2025 | $6,062.00 (+4.77%) | $585,100 (+6.48%) Land $209,200 Building $375,900 | $581,875 |
| 2024 | $5,786.00 (+4.89%) | $549,500 (+11.08%) Land $210,200 Building $339,300 | |
| 2023 | $5,516.00 | $494,700 Land $195,400 Building $299,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42 Victory Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1981–2006) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 42 Victory Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 933 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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