Warwick City property record for 42 Vera St, Warwick, RI 02886
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,376 sqft · built 1957 |
| Lot Size | 0.162 acres (7,040 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,895 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Apr 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 34702850000 |
| Primary APN | 34702850000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,376 sqft Living Area |
| Gross Area | 3,528 sqft |
| 1st Floor Area | 1,376 sqft |
| Basement Area | 756 sqft |
| Unfinished Basement | 756 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,040 sqft (0.162 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 111639600 |
|---|---|
| Street Address | 42 VERA ST |
| City | WARWICK |
| State | RI |
| Zip | 02886-5225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 285 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 21901 |
Source: Warwick City records · APN 34702850000
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 42 VERA ST, WARWICK, RI 02886-5225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Apr 27, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 42 VERA ST, WARWICK, RI 02886-5225 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0010816-45 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | 10816/45 |
| Instrument | 15066 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 277 Months |
| Due | Jan 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 42 VERA ST, WARWICK, RI 02886-5225 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0010127-47 |
|---|---|
| Date | Apr 27, 2022 |
| Book Page | 10127/47 |
| Instrument | 6254 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,895.00 (+8.83%) | $385,400 (+21.58%) Land $104,900 Building $280,500 | |
| 2024 | $343,900 | ||
| 2023 | $4,498.00 (+2.86%) | $317,000 (+35.76%) Land $80,300 Building $236,700 | |
| 2022 | $4,373.00 | $233,500 Land $57,400 Building $176,100 |
Source: FEMA National Flood Hazard Layer, County delivery 44003C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440030219012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 542 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | WARWICK-CITY OF serves 73,289 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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