Monroe County property record for 42 Treasure Rd, Marathon, FL 33050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,313 sqft · built 1976 |
| Lot Size | 0.275 acres (11,957 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,715,000 (May 2026) |
| Tax Bill | $7,828 (2025) |
| Deeds & Mortgages | Jan 2025 Line of Credit May 2022 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00105210-000000 |
| Primary APN | 00105210-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,313 sqft Living Area |
| Gross Area | 2,634 sqft |
| 1st Floor Area | 2,421 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 11,957 sqft (0.275 acres) |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 321 sqft |
| Pool Area | 480 sqft |
|---|---|
| Porch | Unfinished Open Porch |
| Porch Area | 1,030 sqft |
| Patio Area | 113 sqft |
| Water Feature | Water Feature |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1123633 |
|---|---|
| Street Address | 42 TREASURE RD |
| City | MARATHON |
| State | FL |
| Zip | 33050-2504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | 15 66 32 BOOT KEY PT LOT 2 (PT LT 41 AND LT 42) OR272-46 OR409-25 OR499-77 OR499-777 OR600-797 OR615-174/75 OR751-392/93 OR798-366/67 OR838-268 OR911-1826/27 OR912-640 OR974-1526 OR991-1472/73 OR1067-2264 OR1067-2265 OR1067-2266 OR1154-462/63 OR1193- |
| Legal Range | 32E |
| Legal Township | 66S |
| Legal Section | 15 |
| Legal Subdivision | TINGLERS PROPERTIES |
| Legal Lot Number | 2,41- |
| Jurisdiction | MONROE FL |
| Township / Civil Division | MIDDLE KEYS |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 971200 |
Source: Monroe County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13440 SW 36TH ST, MIAMI, FL 33175-6913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| May 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK |
| May 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage OCMBC INC |
| May 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage OCMBC INC |
| Jul 9, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2026 · Amount on Record |
| Deed Sale | May 18, 2026 · Amount on Record |
| Prior Sale | Dec 19, 2001 · Amount on Record |
| Deed Document Number | 20262543881 |
| Deed Book / Page | 3381 / 1203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 42 TREASURE RD, MARATHON, FL 33050-2504 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 42 TREASURE RD, MARATHON, FL 33050-2504 |
| Document Number | 0033090703 |
|---|---|
| Date | Jan 27, 2025 |
| Book Page | 3309/703 |
| Instrument | 2487669 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MARATHON, FL 33050 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 42 TREASURE RD, MARATHON, FL 33050-2504 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 42 TREASURE RD, MARATHON, FL 33050-2504 |
| Document Number | 0031750880 |
|---|---|
| Date | May 23, 2022 |
| Book Page | 3175/880 |
| Instrument | 2376772 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Jun 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.87% |
| Index | Other |
| Max Rate | 9.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 18, 2026 |
| Property Address | 42 TREASURE RD, MARATHON, FL 33050-2504 |
| Document Number | 0002543881 |
| Book / Page | 3381 / 1203 |
| Instrument Date | May 13, 2026 |
| Instrument | 2026.2543881 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,212,505.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13440 SW 36TH ST, MIAMI, FL 33175-6913 |
| Investor | Possibly a Property Investor |
| Document Number | 0002543883, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 2026..2543883 |
| Name | OCMBC INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 18, 2026 |
| Property Address | 42 TREASURE RD, MARATHON, FL 33050-2504 |
| Document Number | 0033811203 |
| Book / Page | 3381 / 1203 |
| Instrument Date | May 13, 2026 |
| Instrument | 20262543881 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,212,505.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13440 SW 36TH ST, MIAMI, FL 33175-6913 |
| Investor | Possibly a Property Investor |
| Document Number | 0002543883, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 20262543883 |
| Name | OCMBC INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 42 TREASURE RD, MARATHON, FL 33050-2504 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0030302361 |
|---|---|
| Date | Jul 9, 2020 |
| Book Page | 3030/2361 |
| Instrument | 2272450 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 29, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Marathon City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,828.00 (-2.09%) Homeowner's exemption | $886,117 (+6.68%) | $1,662,284 (+9.43%) Land $1,149,307 Building $512,977 |
| 2024 | $7,995.00 (+1.82%) | ||
| 2023 | $7,852.00 (+1.41%) Homeowner's exemption | $830,649 (+3%) | $1,518,973 (+19.24%) Land $1,033,085 Building $485,888 |
| 2022 | $7,743.00 Homeowner's exemption | $806,456 | $1,273,914 Land $777,504 Building $496,410 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 741 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,105 units insured incl. 364 condo units |
| Nearby Flood Claims | 483 (1980–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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