42 Townsend Dr, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 42 Townsend Dr, Middletown, NJ 07748

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,289 sqft · built 1966
Lot Size	0.656 acres (28,565 sqft)
Owner	2 Individual Names on Record
Last Sale	$775,000 (Nov 2014)
Tax Bill	$18,561 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-00895-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`32-00895-0000-00025`
Alternative APNs	`320089500025` `536`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,289 sqft Living Area
1st Floor Area	2,389 sqft
Upper Floors Area	900 sqft
Basement Area	870 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	28,565 sqft (0.656 acres)
Lot Dimensions	197 ft deep x 145 ft wide
Terrain	Rolling
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Open Porch
Deck Area	Deck Area
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	536
Street Address	42 TOWNSEND DR
City	MIDDLETOWN
State	NJ
Zip	07748-3130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Description	ALSO LOT 26 NIT 1A
Legal Subdivision	HILLFIELD SEC 02
Legal Block	895
Legal Lot Number	25
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2021
Census Tract	801200

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42 TOWNSEND DR, MIDDLETOWN, NJ 07748-3130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEARNY BK
Mar 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage TRENTON BUSN ASSISTANCE
Mar 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage TRENTON BUSN ASSISTANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2014 · Amount on Record
Deed Sale	Nov 21, 2014 · Amount on Record
Prior Sale	Jul 27, 2011 · Amount on Record
Deed Document Number	201494500
Deed Book / Page	9089 / 8590
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	42 TOWNSEND DR, MIDDLETOWN, NJ 07748-3130
Document Number	0000014310
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42 TOWNSEND DR MIDDLETOWN NJ 077483130, MIDDLETOWN, NJ 07748-3130

Mortgage

Document Number	0000014310
Date	Feb 6, 2020
Book Page	009395/006047
Instrument	14310

Lender

Name	KEARNY BK
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 5, 2045

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	42 TOWNSEND DR, MIDDLETOWN, NJ 07748-3130
Document Number	0000035731
Instrument Date	Mar 29, 2018
Transaction Type	Mortgage
Record Updated	May 3, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 TOWNSEND DR MIDDLETOWN NJ 077483130, MIDDLETOWN, NJ 07748-3130

Mortgage

Document Number	0000035731
Date	Apr 11, 2018
Book Page	009282/001608
Instrument	35731

Lender

Name	TRENTON BUSN ASSISTANCE
Address	MERCERVILLE, NJ 08619

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	42 TOWNSEND DR, MIDDLETOWN, NJ 07748-3130
Document Number	0000035732
Instrument Date	Mar 29, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 TOWNSEND DR MIDDLETOWN NJ 077483130, MIDDLETOWN, NJ 07748-3130

Mortgage

Document Number	0000035732
Date	Apr 11, 2018
Book Page	009282/001644
Instrument	35732

Lender

Name	TRENTON BUSN ASSISTANCE
Address	MCREVILLE, NJ 08619

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,150,000 (-) Land $617,800 Building $532,200	$1,150,000 (-) Land $617,800 Building $532,200
2025	$18,561.00 (+9.25%)	$1,150,000 (+17.41%) Land $550,000 Building $600,000	$1,150,000 (+17.41%) Land $550,000 Building $600,000
2024	$16,989.00 (+1.95%)
2023		$979,500 Land $404,500 Building $575,000	$979,500 Land $404,500 Building $575,000
2022	$16,664.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1978–2011)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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