Passaic County and Wayne Township property record for 42 Tosch Ave, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,656 sqft · built 1971 |
| Lot Size | 0.244 acres (10,629 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $316,500 (Jul 2001) |
| Tax Bill | $12,488 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 14-01202-0000-00089 |
| Primary APN | 14-01202-0000-00089 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,656 sqft Living Area |
|---|
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Bi-Level |
| Lot Area | 10,629 sqft (0.244 acres) |
| Old Parcel Number | 1400188E00028 |
|---|---|
| Street Address | 42 TOSCH AVE |
| City | WAYNE |
| State | NJ |
| Zip | 07470-3076 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Subdivision | MAP/TOWNSHIP/WAYNE |
| Legal Block | 1202 |
| Legal Lot Number | 89 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 246104 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 42 TOSCH AVE, WAYNE, NJ 07470-3076 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN STATE HOME LOANS INC |
| Oct 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN ST HM LNS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2001 · Amount on Record |
| Deed Sale | Jul 10, 2001 · Amount on Record |
| Prior Sale | Jul 10, 2001 · Amount on Record |
| Deed Book / Page | 271 / 155 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 42 TOSCH AVE, WAYNE, NJ 07470-3076 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | WINTER TITLE AGENCY INC, HUNTER TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000057143 |
|---|---|
| Date | Sep 8, 2021 |
| Book Page | M17422/153 |
| Instrument | 2021057143 |
| Name | GARDEN STATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 42 TOSCH AVE, WAYNE, NJ 07470-3076 |
| Document Number | 0000050497 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2019 |
| Title Company | HUNTER TITLE AGENCY, HUNTER TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 42 TOSCH AVE WAYNE NJ 074703076, WAYNE, NJ 07470-3076 |
| Document Number | 0000050497 |
|---|---|
| Date | Nov 4, 2019 |
| Book Page | 015807/000082 |
| Instrument | 50497 |
| Name | GARDEN ST HM LNS INC |
|---|---|
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 3, 2049 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $208,200 (-) Land $93,300 Building $114,900 | $208,200 (-) Land $93,300 Building $114,900 | |
| 2025 | $12,488.00 (+0.88%) | $208,200 (-) Land $93,300 Building $114,900 | $208,200 (-) Land $93,300 Building $114,900 |
| 2024 | $12,379.00 (+5.17%) | ||
| 2023 | $208,200 Land $93,300 Building $114,900 | $208,200 Land $93,300 Building $114,900 | |
| 2022 | $11,771.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1982–2021) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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