Cranston City property record for 42 Tophill Dr, Cranston, RI 02920
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,249 sqft · built 1955 |
| Lot Size | 0.184 acres (8,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $224,900 (May 2017) |
| Tax Bill | $4,668 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Jun 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:15=4 L:1160 U |
| Primary APN | M:15=4 L:1160 U |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,249 sqft Living Area |
| Gross Area | 2,174 sqft |
| 1st Floor Area | 1,249 sqft |
| Basement Area | 925 sqft |
| Unfinished Basement | 925 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,000 sqft (0.184 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 23093595 |
|---|---|
| Street Address | 42 TOPHILL DR |
| City | CRANSTON |
| State | RI |
| Zip | 02920-3134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A8 |
| Legal Lot Number | 1160 |
| Jurisdiction | CRANSTON RI |
| Township / Civil Division | CRANSTON |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 14400 |
Source: Cranston City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 42 TOPHILL DR, CRANSTON, RI 02920-3134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAP & INVS |
| Jun 22, 2018 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAP & INVS |
| May 25, 2017 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2017 · Amount on Record |
| Deed Sale | May 25, 2017 · Amount on Record |
| Prior Sale | Jul 8, 2013 · Amount on Record |
| Deed Book / Page | 5415 / 271 |
| Transfer Doc | 004784-119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRANSTON RI |
| Property Address | 42 TOPHILL DR, CRANSTON, RI 02920-3134 |
| Document Number | 0018003243 |
| Instrument Date | Feb 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 42 TOPHILL DR CRANSTON RI 029203134, CRANSTON, RI 02920-3134 |
| Document Number | 0018003243 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 18003243 |
| Name | VILLAGE CAP & INVS |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRANSTON RI |
| Property Address | 42 TOPHILL DR, CRANSTON, RI 02920-3134 |
| Document Number | 5616-61 |
| Instrument Date | Jun 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 42 TOPHILL DR CRANSTON RI 029203134, CRANSTON, RI 02920-3134 |
| Document Number | 5616-61 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 005616/000061 |
| Name | VILLAGE CAP & INVS |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRANSTON RI |
| Recording Date | May 25, 2017 |
| Property Address | 42 TOPHILL DR, CRANSTON, RI 02920-3134 |
| Document Number | 5415-271 |
| Book / Page | 005415 / 000271 |
| Instrument Date | May 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2017 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $224.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42 TOPHILL DR CRANSTON RI 029203134, CRANSTON, RI 02920-3134 |
| Document Number | 5415-273 |
|---|---|
| Date | May 25, 2017 |
| Book Page | 005415/000273 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 24, 2047 |
Source: Cranston City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Cranston City |
| Unified School District | Cranston School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,668.00 (+0.78%) | $336,300 (+37.21%) Land $138,400 Building $197,900 | $440,734 |
| 2023 | $4,632.00 (+2.09%) | $245,100 (-) Land $99,000 Building $146,100 | |
| 2022 | $4,537.00 | $245,100 Land $99,000 Building $146,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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