42 Toddville Way, Lancaster, KY 40444 Property Records

Garrard County property record for 42 Toddville Way, Lancaster, KY 40444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 1938
Lot Size	0.88 acres (38,333 sqft)
Owner	Company Name on File
Last Sale	$40,000 (Nov 2024)
Tax Bill	$411 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Apr 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-011`

Property Details

APN / Parcel Number

Primary APN	`10-011`
Alternative APNs	`24101` `24102`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	38,333 sqft (0.88 acres)

Utilities, Heating & Cooling

Heating System	Other
Sewer	Connected

Location & Zoning

Account Number	24102
Street Address	42 TODDVILLE WAY
City	LANCASTER
State	KY
Zip	40444-9716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.88 AC
Jurisdiction	GARRARD KY
Township / Civil Division	BRYANTSVILLE
Census Block Group	1
Census Block	1000
Census Tract	970101

Owner

42 Toddville Way is owned by a company that bought it in November 2024.

Source: Garrard County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	524 WELLINGTON WAY, LEXINGTON, KY 40503-1374
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2025	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES EXCHANGE BANK
Apr 23, 2025	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES EXCHANGE BANK (STANTON KY)
Nov 15, 2024	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2024 · Amount on File
Deed Sale	Nov 15, 2024 · Amount on File
Prior Sale	Apr 11, 2022 · Amount on File
Deed Document Number	2024189641
Deed Book / Page	329 / 264
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	42 TODDVILLE WAY, LANCASTER, KY 40444-9716
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 TARTAN DR, LEXINGTON, KY 40517-1330

Mortgage

Document Number	000M459/64
Date	Jun 16, 2025
Book Page	M459/64
Instrument	195721

Lender

Name	PEOPLES EXCHANGE BANK
Type	Bank
Address	LEXINGTON, KY 40502

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jun 15, 2050

Interest

Rate Type	Adjustable Rate

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	42 TODDVILLE WAY, LANCASTER, KY 40444-9716
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 WELLINGTON WAY, LEXINGTON, KY 40503-1374

Mortgage

Document Number	00M456/935
Date	Apr 23, 2025
Book Page	M456/935
Instrument	194008

Lender

Name	PEOPLES EXCHANGE BANK (STANTON KY)
Type	Bank
Address	LEXINGTON, KY 40502

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 17, 2026

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Nov 15, 2024
Property Address	42 TODDVILLE WAY, LANCASTER, KY 40444-9716
Document Number	00D329/264
Book / Page	D329 / 264
Instrument Date	Nov 13, 2024
Instrument	189641
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$40.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 WASHINGTON DR, RICHMOND, KY 40475-9162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 WELLINGTON WAY, LEXINGTON, KY 40503-1374

Tax Assessment & Valuation

The 2025 property tax bill for 42 Toddville Way was $411, up 165.2% from the year before.

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,000 (-) Land $30,000 Building $10,000	$40,000 (-) Land $30,000 Building $10,000
2025	$411.00 (+165.16%)	$40,000 (+166.67%) Land $30,000 Building $10,000	$40,000 (+166.67%) Land $30,000 Building $10,000
2024	$155.00 (-2.52%)	$15,000 (-) Land $10,000 Building $5,000	$15,000 (-) Land $10,000 Building $5,000
2023	$159.00	$15,000 Land $10,000 Building $5,000	$15,000 Land $10,000 Building $5,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 42 Toddville Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Toddville Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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