42 Tirrell St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 42 Tirrell St, Worcester, MA 01603

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,652 sqft · built 1860
Lot Size	0.222 acres (9,657 sqft)
Owner	Individual Name on File
Last Sale	$595,000 (May 2025)
Tax Bill	$7,018 (2026)
Deeds & Mortgages	May 2025 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-011-00019`

Property Details

APN / Parcel Number

Primary APN	`7-011-00019`
Alternative APN	`WORC M:07 B:011 L:00019`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	3,652 sqft Living Area
Gross Area	7,153 sqft
1st Floor Area	1,703 sqft
Basement Area	1,633 sqft
Unfinished Basement	1,633 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Victorian
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,657 sqft (0.222 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	7-011-00019
Street Address	42 TIRRELL ST
City	WORCESTER
State	MA
Zip	01603-2798
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG-5
Legal Block	11
Legal Lot Number	19
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1001
Census Tract	731204

Owner

42 Tirrell St is owned and occupied by an individual who bought it in May 2025.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	42 TIRRELL ST, WORCESTER, MA 01603-2798
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MEMBER ADVANTAGE MORTGAGE LLC
Nov 3, 2020	Quit Claim Deed, Transfer · Conventional with PMI ROSS MTG CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2025 · Amount on File
Deed Sale	May 8, 2025 · Amount on File
Prior Sale	Nov 3, 2020 · Amount on File
Deed Book / Page	71960 / 92
Record Updated	Oct 29, 2026

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	May 8, 2025
Property Address	42 TIRRELL ST, WORCESTER, MA 01603-2798
Document Number	0071960-92
Book / Page	71960 / 92
Instrument Date	May 8, 2025
Instrument	36355
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	42 TIRRELL ST, WORCESTER, MA 01603-2798

Mortgage

Document Number	0000036356
Date	May 8, 2025
Instrument	36356

Lender

Name	MEMBER ADVANTAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.74%
Type Change Date	Jun 1, 2035
Max Rate At Change	3%
Index	5-Year CMT
Margin	3

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Nov 3, 2020
Property Address	42 TIRRELL ST, WORCESTER, MA 01603-2798
Document Number	63666-69
Book / Page	063666 / 000069
Instrument Date	Oct 19, 2020
Instrument	133349
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,797.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 TIRRELL ST WORCESTER MA 016032798, WORCESTER, MA 01603-2798

Mortgage

Document Number	63666-72
Date	Nov 3, 2020
Book Page	063666/000072
Instrument	133350

Lender

Name	ROSS MTG CO INC

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 2, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 42 Tirrell St was $7,018, up 3.3% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,018.00 (+3.3%)	$528,500 (+2.6%) Land $104,600 Building $423,900	$557,311 (-1.16%)
2025	$6,794.00	$515,100 Land $98,400 Building $416,700	$563,825 (-1%)
2024			$569,525
2023	$6,178.00	$430,800 Land $85,600 Building $345,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Tirrell St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1982–2009)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Nov 2009 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 42 Tirrell St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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