42 Susan Ave, O Fallon, MO 63368 Property Records

St. Charles County property record for 42 Susan Ave, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,578 sqft · built 1991
Lot Size	0.354 acres (15,400 sqft)
Owner	Individual Name on File
Last Sale	$144,000 (May 2009)
Tax Bill	$2,562 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Apr 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`803917A000`

Property Details

APN / Parcel Number

Primary APN	`803917A000`
Alternative APN	`4-0078-4349-00-0019.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,578 sqft Living Area
Gross Area	2,718 sqft
1st Floor Area	958 sqft
Basement Area	620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,400 sqft (0.354 acres)
Lot Dimensions	154 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	426 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	803917A000
Street Address	42 SUSAN AVE
City	O FALLON
State	MO
Zip	63368-7012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	MARTELL SUB LOT 19
Legal Subdivision	MARTELL SUB
Legal Lot Number	19
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	3
Census Block	3029
Census Tract	311153

Owner

42 Susan Ave is owned and occupied by an individual who bought it in May 2009.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	42 SUSAN AVE, O FALLON, MO 63368-7012
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 6, 2018	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2009 · Amount on File
Deed Sale	May 11, 2009 · Amount on File
Prior Sale	Apr 8, 2009 · Amount on File
Deed Document Number	2009373860
Deed Book / Page	5183 / 2250
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	42 SUSAN AVE, O FALLON, MO 63368-7012
Document Number	0069130375
Instrument Date	Apr 6, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 SUSAN AVE O FALLON MO 633687012, O FALLON, MO 63368-7012

Mortgage

Document Number	0069130375
Date	May 2, 2018
Book Page	006913/000375
Instrument	240200

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	42 SUSAN AVE, O FALLON, MO 63368-7012
Document Number	0069130369
Instrument Date	Apr 6, 2018
Transaction Type	Mortgage
Record Updated	May 14, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 SUSAN AVE O FALLON MO 633687012, O FALLON, MO 63368-7012

Mortgage

Document Number	0069130369
Date	May 2, 2018
Book Page	006913/000369
Instrument	240190

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 42 Susan Ave was $2,562.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,113 (-)	$216,384 (-) Land $35,000 Building $181,384
2025	$2,562.00	$41,113	$216,384 Land $35,000 Building $181,384
2023		$38,464
2022			$202,440 Land $35,000 Building $167,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 42 Susan Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Susan Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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