42 Sunset Rd, Somerville, MA 02144 Property Records

Middlesex County and Somerville City property record for 42 Sunset Rd, Somerville, MA 02144

Property Summary

Property Type	Duplex
Details	8 bd · 2.5 ba · 3,201 sqft · built 1930
Lot Size	0.082 acres (3,563 sqft)
Owner	Individual Name on Record
Tax Bill	$12,150 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-F-4`

Property Details

APN / Parcel Number

Primary APN	`7-F-4`
Alternative APNs	`SOME M:7 B:F L:4` `14486115`

Interior

Bedrooms	8 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,201 sqft Living Area
Gross Area	5,090 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,563 sqft (0.082 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	14486115
Street Address	42 SUNSET RD
City	SOMERVILLE
State	MA
Zip	02144-1229
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RA
Legal Block	F
Legal Lot Number	4
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	3
Census Block	3002
Census Tract	350600

Owner

Source: Middlesex County and Somerville City records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 NEWELL AVE, NEEDHAM, MA 02492-1922
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION
Jun 30, 2025	Deed of Trust, Mortgage NEEDHAM BANK
Apr 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SOUTH SHORE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2016
Deed Sale	Apr 29, 2016
Prior Sale	Jun 2, 2008
Deed Document Number	20161728380
Deed Book / Page	1354 / 97
Transfer Doc	1344-77
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Recording Date	Aug 27, 2026
Property Address	42 SUNSET RD, SOMERVILLE, MA 02144-1229
Document Number	0002007068
Instrument Date	Aug 27, 2026
Instrument	20262007068
Transaction Type	Mortgage
Record Updated	Sep 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 SUNSET RD, SOMERVILLE, MA 02144-1229

Mortgage

Document Number	0002007068,
Date	Aug 27, 2026
Instrument	20262007068

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	42 SUNSET RD, SOMERVILLE, MA 02144-1229
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001980017
Date	Jun 30, 2025
Instrument	1980017

Lender

Name	NEEDHAM BANK

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2045

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	42 SUNSET RD, SOMERVILLE, MA 02144-1229
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1875673
Date	Apr 6, 2021
Instrument	1875673

Lender

Name	SOUTH SHORE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,150.00 (+6.44%)	$1,113,700 (+2.64%) Land $561,800 Building $551,900
2024	$11,415.00 (+2.55%)	$1,085,100 (+0.8%) Land $561,800 Building $523,300
2023	$11,131.00	$1,076,500 Land $561,800 Building $514,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 955 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
Netafy Fixed Wireless	520 / 116
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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