42 Sunset Key Dr, Key West, FL 33040 Property Records

Monroe County property record for 42 Sunset Key Dr, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,050 sqft · built 2012
Lot Size0.144 acres (6,292 sqft)
OwnerCompany Name on File
Last Sale$1,630,000 (Jun 2005)
Tax Bill$28,274 (2024)
Deeds & MortgagesMay 2018 Mortgage
Flood ZoneZone X (moderate risk)
APN00000200-000542

Property Details

APN / Parcel Number

Primary APN00000200-000542
Alternative APN
  • 8967861

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Stories5 Stories
Building Area2,050 sqft Living Area
1st Floor Area2,050 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2013
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,292 sqft (0.144 acres)
Lot Dimensions100 ft deep x 41 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area1,727 sqft
Deck Area180 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number8967861
Street Address42 SUNSET KEY DR
CityKEY WEST
StateFL
Zip33040-8383
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHPRD
Legal DescriptionKW PARCEL OF FILLED LAND LYING WLY OF THE ISLAND OF KEY WEST (LOT 42 SUNSET ISLAND) .1444 AC OR1641-1515/25 OR1800-346/47 OR1933-99/101 OR1963-575/78 OR2126-1117/20 OR2126-1111/16 OR2395-855/57
Legal Range24E
Legal Township67S
Legal Section36
Legal SubdivisionACREAGE & UNREC
Legal Lot Number42
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2056
Census Tract972500

Owner

42 Sunset Key Dr is owned by a company that bought it in June 2005.

Source: Monroe County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address841 STONEY CREEK DR, DAUPHIN, PA 17018-9612
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2005 · Amount on File
Deed SaleJun 24, 2005 · Amount on File
Prior SaleDec 29, 2003 · Amount on File
Deed Document Number20051524355
Deed Book / Page2126 / 1117
Prior Transfer DateSep 12, 2003
Prior Transfer Doc0019330099
Record UpdatedOct 29, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address42 SUNSET KEY DR, KEY WEST, FL 33040-8383
Transaction TypeMortgage
Record UpdatedJul 29, 2022
Title CompanyRESOURCE REAL ESTATE SVCS LL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029061469
DateMay 14, 2018
Book Page2906/1469
Instrument2168967
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueMay 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateMay 1, 2028
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.87%
Index1-Year LIBOR
Max Rate8.87%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,732,394 Land $2,759,671 Building $972,723$3,732,394 Land $2,759,671 Building $972,723
2024$28,274.00 (+3.27%)
2023$27,378.00 (+10.57%)$3,371,780 (+8.14%) Land $2,407,948 Building $963,832$3,371,780 (+8.14%) Land $2,407,948 Building $963,832
2022$24,760.00$3,117,937 Land $2,142,804 Building $975,133$3,117,937 Land $2,142,804 Building $975,133

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Sunset Key Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 307 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies746 units insured
incl. 439 condo units
Nearby Flood Claims53 (2005–2017)
Claims Outside the SFHA5 of 53
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 50 claims
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 42 Sunset Key Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fiber
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Sunset Key Dr

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