Worcester County and Harvard Town property record for 42 Stow Rd, Harvard, MA 01451
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,785 sqft · built 1996 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Trust Name on File |
| Last Sale | $164,000 (Sep 1993) |
| Tax Bill | $14,155 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | HARV M:28 B:13 |
| Primary APN | HARV M:28 B:13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,785 sqft Living Area |
| Gross Area | 6,669 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 108,900 sqft (2.5 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1250280001300000 |
|---|---|
| Street Address | 42 STOW RD |
| City | HARVARD |
| State | MA |
| Zip | 01451-1826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 13 |
| Jurisdiction | HARVARD MA |
| Township / Civil Division | HARVARD |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 761401 |
42 Stow Rd is owner-occupied and held in a trust since September 1993.
Source: Worcester County and Harvard Town records, as of April 14, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 42 STOW RD, HARVARD, MA 01451-1826 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 1993 · Amount on File |
| Deed Sale | Sep 29, 1993 · Amount on File |
| Deed Book / Page | 15602 / 257 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 42 Stow Rd was $14,155, up 5.6% from the year before.
Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Harvard Town |
| Unified School District | Harvard School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,155.00 (+5.56%) | $904,500 (+0.5%) Land $243,700 Building $660,800 | |
| 2024 | $13,410.00 (-3.92%) | $900,000 (+7.1%) Land $243,700 Building $656,300 | $858,990 |
| 2023 | $13,957.00 | $840,300 Land $234,200 Building $606,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42 Stow Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 42 Stow Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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