FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
42 STONE ST, SALINAS, CA 93901-2671
Mortgage
Document Number
0000003642
Date
Feb 2, 2024
Instrument
2024003642
Lender
Name
ROCKET MORTGAGE LLC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Mar 1, 2054
September 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
MONTEREY CA
Property Address
42 STONE ST UNIT 1, 1, SALINAS, CA 93901-2672
Transaction Type
Mortgage
Record Updated
Sep 27, 2021
Title Company
OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
383 GREENWICH WAY, SALINAS, CA 93907-2134
Mortgage
Document Number
0000061330
Date
Sep 13, 2021
Instrument
2021061330
Lender
Name
HOME POINT FINANCIAL CORPORATION
Type
Mortgage Company
Address
PARSIPPANY, NJ 07054
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Oct 1, 2051
October 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
MONTEREY CA
Property Address
42 STONE ST UNIT 1, 1, SALINAS, CA 93901-2672
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
OLD REPUBLIC TITLE COMPANY
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000049521
Date
Oct 22, 2019
Instrument
2019049521
Lender
Name
UNITED WHOLESALE MORTGAGE
Type
Mortgage Company
Address
PONTIAC, MI 48341
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Nov 1, 2049
January 2017: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
MONTEREY CA
Recording Date
Jan 19, 2017
Property Address
42 STONE ST UNIT 1, 1, SALINAS, CA 93901-2672
Document Number
0000003255
Map Reference
MAP13 PG34
Instrument Date
Jan 17, 2017
Instrument
2017003255
Transaction Type
Transfer
Record Updated
Aug 19, 2021
Title Company
FIRST AMERICAN TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Calculated from Transfer Tax
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
42 STONE ST UNIT 1, 1, SALINAS, CA 93901-2672
Mortgage
Document Number
0000003256
Date
Jan 19, 2017
Instrument
2017003256
Lender
Name
UNITED WHOLESALE MORTGAGE
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Feb 1, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 42 Stone St, Unit 1 was $4,712 with a homeowner's exemption.
Source: Monterey County assessment roll, as of August 6, 2026
Property Jurisdictions
Type
Name
State
California
County
Monterey County
Municipality
Salinas City
Elementary School District
Salinas City Elementary School District (KG - 06)
Secondary School District
Salinas Union High School District (07 - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$390,150 (+2%)Land $182,070Building $208,080
2025
$4,712.00Homeowner's exemption
$382,500Land $178,500Building $204,000
2023
$2,710.00 (+3.83%)
$233,140Land $95,933Building $137,207
2022
$2,610.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 42 Stone St, Unit 1 in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X moderate risk
500-Year Floodplain
Yes 0.2% annual chance
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
2 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 42 Stone St, Unit 1 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CWSC SALINAS private · serves 114,286 people · EPA ID CA2710010
Water Source
Groundwater
Last State Inspection
Jun 2025
Lead
1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
2,000 / 250
Razzolink Fixed Wireless
500 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area
100 / 20
May also be available: Astound Broadband, Cruzio, Etheric Networks, GeoLinks, T-Mobile, Verizon.