42 Stevens Rd, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 42 Stevens Rd, Melrose, MA 02176

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,630 sqft · built 1930
Lot Size0.163 acres (7,122 sqft)
Owner2 Individual Names on File
Last Sale$510,000 (Apr 2005)
Tax Bill$10,989 (2026)
Deeds & MortgagesAug 2020 Refinance
Flood ZoneZone X (minimal risk)
APNMELR M:A11 P:0000078

Property Details

APN / Parcel Number

Primary APNMELR M:A11 P:0000078

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,630 sqft Living Area
Gross Area3,880 sqft
Basement Area896 sqft
Unfinished Basement538 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,122 sqft (0.163 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address42 STEVENS RD
CityMELROSE
StateMA
Zip02176-2114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeURA
Legal SubdivisionMELROSE
JurisdictionMELROSE MA
Township / Civil DivisionMELROSE
Census Block Group4
Census Block4015
Census Tract336100

Owner

42 Stevens Rd is owned and occupied by two individuals who bought it in April 2005.

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address42 STEVENS RD, MELROSE, MA 02176-2114
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2005 · Amount on File
Deed SaleApr 22, 2005 · Amount on File
Deed Document Number200580645
Deed Book / Page45043 / 157
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMELROSE MA
Property Address42 STEVENS RD, MELROSE, MA 02176-2114
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number75430-231
DateAug 24, 2020
Book Page75430/231
Instrument144291
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 42 Stevens Rd was $10,989, up 12,11% from the year before.

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityMelrose City
Unified School DistrictMelrose School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,989.00 (+12,11%)$958,100 (+4.45%) Land $485,700 Building $472,400$1,080,902 (+5.22%)
2025$90.00 (-98.99%)$917,300 (+2.57%) Land $459,500 Building $457,800$1,027,235
2024$8,880.00 (+0.14%)$894,300 (+5.08%) Land $446,300 Building $448,000
2023$8,868.00$851,100 Land $433,200 Building $417,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Stevens Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 42 Stevens Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMELROSE WATER DIVISION (MWRA)
serves 29,938 people · EPA ID MA3178000
Water SourcePurchased surface water from MWRA
Last State InspectionOct 2025
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Netafy.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stevens Rd

Nearby Streets

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