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42 State St, Oxford, NY 13830 Property Records

Chenango County and Oxford Town property record for 42 State St, Oxford, NY 13830

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,711 sqft · built 1992
Lot Size1.42 acres (61,855 sqft)
Owner2 Individual Names on Record
Last Sale$400,000 (Jun 2025)
Tax Bill$8,300 (2026)
Deeds & MortgagesMar 2022 Refinance
Dec 2020 Sale
Flood ZoneZone X (minimal risk)
APN084601 182.11-1-1.2

Property Details

APN / Parcel Number

Primary APN084601 182.11-1-1.2
Alternative APN
  • 460118211000010012000000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,711 sqft Living Area
1st Floor Area1,279 sqft
2nd Floor Area432 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleContemporary
Exterior MaterialWood
Lot Area61,855 sqft (1.42 acres)
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address42 STATE ST
CityOXFORD
StateNY
Zip13830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Block1
Legal Lot Number1.200
JurisdictionCHENANGO NY
Township / Civil DivisionOXFORD
Census Block Group3
Census Block3013
Census Tract970700

Owner

Source: Chenango County and Oxford Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address248 WRANGLER LN, SMITHVILLE, TX 78957-5333
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
PENTAGON FCU
Dec 2, 2020Grant Deed, Transfer
ALLIED AMERICAN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2025 · Amount on Record
Deed SaleJun 26, 2025 · Amount on Record
Prior SaleDec 2, 2020 · Amount on Record
Deed Document Number2025894
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHENANGO NY
Property Address42 STATE ST, OXFORD, NY 13830
Transaction TypeMortgage
Record UpdatedApr 18, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022000000582
DateMar 15, 2022
Instrument20220-00000582
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueApr 1, 2051

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHENANGO NY
Recording DateDec 2, 2020
Property Address42 STATE ST, OXFORD, NY 13830
Document Number0000001578
Instrument DateOct 28, 2020
Instrument1578
Transaction TypeTransfer
Record UpdatedDec 31, 2020
Title CompanyALLIED AMERICAN

Transaction

AmountAmount Recorded
Tax$760.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 STATE ST OXFORD NY 13830, OXFORD, NY 13830

Tax Assessment & Valuation

Source: Chenango County and Oxford Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChenango County
County SubdivisionOxford Town
MunicipalityOxford Village
Unified School DistrictOxford Academy and Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,300.00 (+2.58%)
2025$8,091.00$86,600 (-) Land $8,100 Building $78,500$234,054 (+20.76%) Land $21,892 Building $212,162
2023$86,600 Land $8,100 Building $78,500$193,823 Land $18,129 Building $175,694

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims11 (1979–2011)
Most Recent ClaimSep 2011 · rainfall accumulation
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims
  • Severe Storms And Flooding, Jun 2006 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOXFORD VILLAGE
serves 1,738 people · EPA ID NY0801746
Water SourceGroundwater
Last State InspectionOct 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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