42 Spruce Ln, Ludlow, VT 05149 Property Records

Ludlow Town property record for 42 Spruce Ln, Ludlow, VT 05149

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 5,550 sqft · built 2008
Lot Size1.2 acres (52,272 sqft)
OwnerCompany Name on Record
Tax Bill$22,205 (2025)
Deeds & MortgagesMar 2021 Sale
Oct 2018 Sale
Flood ZoneZone X (minimal risk)
APN363-112-11756

Property Details

APN / Parcel Number

Primary APN363-112-11756
Alternative APNs
  • (112) 210319.000
  • M:210 B:319.000

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area5,550 sqft Living Area
Gross Area11,987 sqft
Basement Area3,018 sqft
Unfinished Basement3,003 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area52,272 sqft (1.2 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemRadiant
Heating FuelGas

Location & Zoning

Street Address42 SPRUCE LN
CityLUDLOW
StateVT
Zip05149-9646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRUCE LANE 42
JurisdictionLUDLOW VT
Township / Civil DivisionLUDLOW
Census Block Group3
Census Block3023
Census Tract966300

Owner

Source: Ludlow Town records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address12 DOVER RD, WESTPORT, CT 06880-2627
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2021Deed, Transfer
Oct 9, 2018Grant Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2018
Deed SaleOct 9, 2018
Prior SaleAug 5, 2005 · Amount on Record
Deed Document Number20181221787264
Record UpdatedSep 20, 2026

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionLUDLOW VT
Recording DateMar 26, 2021
Property Address42 SPRUCE LN, LUDLOW, VT 05149-9646
Document NumberDK384079936
Instrument DateDec 31, 2020
InstrumentDK 384079936
Transaction TypeTransfer
Record UpdatedMay 9, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2 JOANN CIR, 2, WESTPORT, CT 06880-2633

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 JOANNE CIR, WESTPORT, CT 06880-2633

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLUDLOW VT
Recording DateOct 9, 2018
Property Address42 SPRUCE LN, LUDLOW, VT 05149-9646
Transaction TypeTransfer
Record UpdatedNov 8, 2018

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2 JOANNE CIR WESTPORT CT 068802633, WESTPORT, CT 06880-2633

Tax Assessment & Valuation

Source: Ludlow Town assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateVermont
CountyWindsor County
County SubdivisionLudlow Town
Elementary School DistrictLudlow Mt. Holly Unified Union School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$22,205.00 (-12.34%)$1,202,800 (-) Land $340,700 Building $862,100
2024$25,331.00$1,202,800 Land $340,700 Building $862,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Nearby Flood Policies25 in force
Nearby Flood Claims16 (2011–2024)
Claims Outside the SFHA1 of 16
Most Recent ClaimAug 2024 · Tropical Depression Debby
Claims by Event
  • Severe Storm And Flooding, Dec 2023 · 2 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Jul 2023 · 10 claims
  • Tropical Storm Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 99% of Vermont
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35

Cell Coverage

4G LTE only, no 5G reported

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