Essex County and Irvington Township property record for 42 Smith St, Irvington, NJ 07111
| Property Type | Single Family Home |
|---|---|
| Details | 1,760 sqft · built 1892 |
| Lot Size | 0.08 acres (3,498 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $9,443 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00081-0000-00026 |
| Primary APN | 09-00081-0000-00026 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,760 sqft Living Area |
| Gross Area | 1,513 sqft |
| Year Built | Built 1892 |
|---|---|
| Effective Year Built | Effective 1892 |
| Architectural Style | Multi-Family |
| Lot Area | 3,498 sqft (0.08 acres) |
| Lot Dimensions | 125 ft deep x 28 ft wide |
| Account Number | 05015900 |
|---|---|
| Street Address | 42 SMITH ST |
| City | IRVINGTON |
| State | NJ |
| Zip | 07111-2416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 28 X 125 |
| Legal Block | 81 |
| Legal Lot Number | 26 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | IRVINGTON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 11900 |
42 Smith St is owned and occupied by an individual.
Source: Essex County and Irvington Township records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 42 SMITH ST, IRVINGTON, NJ 07111-2416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 42 SMITH ST, IRVINGTON, NJ 07111-2416 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2022 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0000034632 |
|---|---|
| Date | Apr 5, 2022 |
| Instrument | 2022034632 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jan 28, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 42 Smith St was $9,443, up 65.8% from the year before.
Source: Essex County and Irvington Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Irvington Township |
| Unified School District | Irvington Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $365,000 (-) Land $134,600 Building $230,400 | $365,000 (-) Land $134,600 Building $230,400 | |
| 2025 | $9,443.00 (+65.81%) | $365,000 Land $134,600 Building $230,400 | $365,000 Land $134,600 Building $230,400 |
| 2024 | $5,695.00 | ||
| 2023 | $91,900 Land $27,500 Building $64,400 | $91,900 Land $27,500 Building $64,400 | |
| 2022 | $5,478.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42 Smith St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1981–2021) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 42 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 964 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Optimum, T-Mobile.
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