42 Smith Ln, Howard, CO 81233 Property Records

Fremont County property record for 42 Smith Ln, Howard, CO 81233

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,791 sqft · built 1975
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,838 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R025655`

Property Details

APN / Parcel Number

Primary APN	`R025655`
Alternative APN	`77011280`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,791 sqft Living Area
Gross Area	2,919 sqft
1st Floor Area	1,791 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	1,128 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	170 sqft
Patio Area	498 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R025655
Street Address	42 SMITH LN
City	HOWARD
State	CO
Zip	81233-9666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR IN NE4NE4 SEC 22 & IN SE4SE4 SEC 15-48-10 DESC AS FOL: BEG AT THE PT OF INTSEC OF CO RD FROM WH THE SE COR OF SD SEC 15 IS LOCATED FIRST N 45DEG 26MIN W 80.3 FT TO A PT MARKED AS IS EACH OF THE 8 CORS OF THE TR BY STEEL BAR; TH S 77DEG 38MIN E 1
Legal Range	10
Legal Township	48
Legal Section	15
Legal Subdivision	M & B OR UNKNOWN
Legal Tract	1N
Jurisdiction	FREMONT CO
Township / Civil Division	COTOPAXI
Census Block Group	1
Census Block	1027
Census Tract	979001

Owner

Source: Fremont County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42 SMITH LN, HOWARD, CO 81233-9666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Aug 10, 2020	Warranty Deed, Transfer · Conventional Mortgage PLUM CREEK FUNDING INC
Jun 12, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	42 SMITH LN, HOWARD, CO 81233-9666
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001012183
Date	Jan 31, 2022
Instrument	1012183

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Aug 10, 2020
Property Address	42 SMITH LN, HOWARD, CO 81233-9666
Document Number	0000989044
Instrument Date	Aug 7, 2020
Instrument	989044
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$39.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	42 SMITH LN, 42, HOWARD, CO 81233-9666

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	42 SMITH LN, HOWARD, CO 81233-9666

Mortgage

Document Number	0000989045
Date	Aug 10, 2020
Instrument	989045

Lender

Name	PLUM CREEK FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Jun 12, 2017
Property Address	42 SMITH LN, HOWARD, CO 81233-9666
Document Number	0000951060
Instrument Date	Jun 9, 2017
Instrument	951060
Transaction Type	Transfer
Record Updated	Jul 11, 2017

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2016 CERCA VIEJO WAY AUSTIN TX 787467384, AUSTIN, TX 78746-7384

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Unified School District	Fremont RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,838.00 (+0.71%)	$41,812 (-1.07%)	$668,996 (+6.05%)
2024	$1,825.00 (-1.35%)	$42,264 (+13.29%)
2023	$1,850.00 (+24.16%)	$37,306 (+17.84%)	$630,803 (+38.49%)
2022	$1,490.00	$31,658	$455,498

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 84% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hilltop Broadband Fixed Wireless	50 / 15

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Smith Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures