Graham County property record for 42 Smith Hill, Almond, NC 28702 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 932 sqft · built 1966 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $573 (2025) |
| Deeds & Mortgages | Jun 2026 Reverse Mortgage Jun 2026 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6612-02-08-0001 |
| Primary APN | 6612-02-08-0001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 932 sqft Heated Area |
| Gross Area | 1,616 sqft |
| 1st Floor Area | 932 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Deck Area | 396 sqft |
| Patio Area | 396 sqft |
| Storage Building | 288 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 155889824 |
|---|---|
| Street Address | 42 SMITH HL |
| City | ALMOND |
| State | NC |
| Zip | 28702-6162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FR WILLIAM L BROOKS |
| Jurisdiction | GRAHAM NC |
| Township / Civil Division | STECOAH |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 920100 |
Source: Graham County records · APN 6612-02-08-0001
Assessment roll updated August 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 42 SMITH HL, ALMOND, NC 28702-6162 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
| Date | Document |
|---|---|
| Jun 05, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER |
| Jun 05, 2026 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jun 12, 2025 |
| Transfer Doc | 000428/361 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAHAM NC |
| Recording Date | Jun 05, 2026 |
| Property Address | 42 SMITH HL, ALMOND, NC 28702-6162 |
| Document Number | 0000079270 |
| Book / Page | 434 / 697 |
| Instrument Date | May 23, 2026 |
| Instrument | 202679270 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust, 220 |
| Address | 42 SMITH HL, ALMOND, NC 28702-6162 |
| Document Number | 0000079270, |
|---|---|
| Date | Jun 05, 2026 |
| Book Page | 434/697 |
| Instrument | 202679270 |
| Name | FEDERAL HOUSING COMMISSIONER |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 895 Months |
| Due | Jan 14, 2101 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAHAM NC |
| Recording Date | Jun 05, 2026 |
| Property Address | 42 SMITH HL, ALMOND, NC 28702-6162 |
| Document Number | 0000079269 |
| Book / Page | 434 / 681 |
| Instrument Date | May 23, 2026 |
| Instrument | 202679269 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust, 220 |
| Address | 42 SMITH HL, ALMOND, NC 28702-6162 |
| Document Number | 0000079269, |
|---|---|
| Date | Jun 05, 2026 |
| Book Page | 434/681 |
| Instrument | 202679269 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 895 Months |
| Due | Jan 14, 2101 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
Source: Graham County records · Assessment roll updated August 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Graham County |
| Unified School District | Graham County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $573.00 (-2.72%) | $99,880 (-) Land $35,000 Building $64,880 | $99,880 (-) Land $35,000 Building $64,880 |
| 2023 | $589.00 | $99,880 Land $35,000 Building $64,880 | $99,880 Land $35,000 Building $64,880 |
Source: FEMA National Flood Hazard Layer, Graham County (37075C), updated September 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370759201002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | May 2003, river or lake flooding |
| Wildfire Risk | High above 71% of the US · above 93% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 292 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | DSL | 10 / 1 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, BalsamWest FiberNET. Availability varies by address; speeds are provider-advertised maximums, not measured.
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