42 Shirley Rd, Townsend, MA 01469 Property Records

Middlesex County and Townsend Town property record for 42 Shirley Rd, Townsend, MA 01469

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,155 sqft · built 1978
Lot Size	0.981 acres (42,741 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (Mar 1993)
Tax Bill	$5,818 (2026)
Deeds & Mortgages	Dec 2022 Refinance Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`TOWN M:0039 B:0002 L:0001`

Property Details

APN / Parcel Number

Primary APN	`TOWN M:0039 B:0002 L:0001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,155 sqft Living Area
Gross Area	3,596 sqft
Basement Area	1,224 sqft
Finished Basement	816 sqft
Unfinished Basement	408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	42,741 sqft (0.981 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	42 SHIRLEY RD
City	TOWNSEND
State	MA
Zip	01469-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB2
Legal Block	2
Legal Lot Number	1
Jurisdiction	TOWNSEND MA
Township / Civil Division	TOWNSEND
Census Block Group	2
Census Block	2022
Census Tract	301102

Owner

Source: Middlesex County and Townsend Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	42 SHIRLEY RD, TOWNSEND, MA 01469-1317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TOWN OF TOWNSEND CDBG
Apr 3, 2017	Deed of Trust, Mortgage I-C FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 1993 · Amount on Record
Deed Sale	Mar 1, 1993 · Amount on Record
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	42 SHIRLEY RD, TOWNSEND, MA 01469-1317
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081121-334
Date	Dec 30, 2022
Book Page	81121/334
Instrument	189105

Lender

Name	TOWN OF TOWNSEND CDBG

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	42 SHIRLEY RD, TOWNSEND, MA 01469-1317
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069090-148
Date	Apr 3, 2017
Book Page	69090/148
Instrument	48460

Lender

Name	I-C FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2027

Tax Assessment & Valuation

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Townsend Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,818.00 (+2.85%)	$423,100 (+8.6%) Land $108,700 Building $314,200	$533,235 (-)
2025	$5,657.00 (+2.63%)	$389,600 (+1.86%) Land $95,700 Building $293,900	$533,235 (+1.61%)
2024	$5,512.00 (-0.02%)	$382,500 (+5.87%) Land $95,700 Building $286,800	$524,780
2023	$5,513.00	$361,300 Land $82,600 Building $278,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2007–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 99.3% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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