42 Shearwater Ln, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 42 Shearwater Ln, Wayne, NJ 07470

Property Summary

Property TypeTownhouse
Details1,478 sqft · built 1987
Lot Size0.065 acres (2,831 sqft)
Owner2 Individual Names on Record
Last Sale$417,500 (Jun 2008)
Tax Bill$10,982 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Mar 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-03000-0000-00032

Property Details

APN / Parcel Number

Primary APN14-03000-0000-00032
Alternative APNs
  • 1400602A00032
  • 140300000032

Interior

Building Area1,478 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleTownhouse
Lot Area2,831 sqft (0.065 acres)

Location & Zoning

Old Parcel Number1400602A00032
Street Address42 SHEARWATER LN
CityWAYNE
StateNJ
Zip07470-8423
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR-B
Legal SubdivisionHIGH MOUNTAIN VLGS PH 01
Legal Block3000
Legal Lot Number32
JurisdictionPASSAIC NJ
Township / Civil DivisionWAYNE
Census Block Group2
Census Block2001
Census Tract246001

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address42 SHEARWATER LN, WAYNE, NJ 07470-8423
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2023Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Mar 20, 2023Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Apr 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST GUARANTY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 2008 · Amount on Record
Deed SaleJun 18, 2008 · Amount on Record
Prior SaleMay 25, 2005 · Amount on Record
Deed Document Number200836660
Deed Book / Page1627 / 293
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address42 SHEARWATER LN, WAYNE, NJ 07470-8423
Transaction TypeMortgage
Record UpdatedMay 1, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009495
DateMar 20, 2023
Book PageM18418/185
Instrument2023009495
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 5, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address42 SHEARWATER LN, WAYNE, NJ 07470-8423
Transaction TypeMortgage
Record UpdatedApr 25, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009495
DateMar 20, 2023
Book Page18418/185
Instrument2023009495
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 5, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address42 SHEARWATER LN, WAYNE, NJ 07470-8423
Transaction TypeMortgage
Record UpdatedMay 3, 2021
Title CompanyRESIDENTIAL COMMERCIAL TITLE AGENCY LLC, RESIDENTIAL COM TTL AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025148
DateApr 13, 2021
Book PageM17020/143
Instrument2021025148
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
County SubdivisionWayne Township
Unified School DistrictWayne Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$183,100 (-) Land $75,000 Building $108,100$183,100 (-) Land $75,000 Building $108,100
2025$10,982.00 (+0.87%)$183,100 (-) Land $75,000 Building $108,100$183,100 (-) Land $75,000 Building $108,100
2024$10,887.00 (+5.17%)
2023$183,100 Land $75,000 Building $108,100$183,100 Land $75,000 Building $108,100
2022$10,352.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWNSHIP OF WAYNE
serves 55,000 people · EPA ID NJ1614001
Water SourcePurchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable · Fiber in parts of the area
940 / 35

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