42 Seabreeze Pl, Inlet Beach, FL 32461 Property Records

Walton County property record for 42 Seabreeze Pl, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,341 sqft · built 2020
Lot Size	0.369 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Jun 2017)
Tax Bill	$6,101 (2024)
Deeds & Mortgages	Sep 2020 Loan Modification Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-3S-18-16141-000-0050`

Property Details

APN / Parcel Number

Primary APN	`28-3S-18-16141-000-0050`
Alternative APN	`1061522`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,341 sqft Living Area
Gross Area	2,839 sqft
Interior Walls	Custom/Decorative
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	16,117 sqft (0.369 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1061522
Street Address	42 SEABREEZE PL
City	INLET BEACH
State	FL
Zip	32461-7013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK B SEABREEZE S/D PH II PB 8-44 OR 1105-124 OR 2481-1049 OR 2957-560 OR 3044-3847
Legal Range	18W
Legal Township	03S
Legal Section	28
Legal Subdivision	BLK B SEABREEZE S/D PH
Legal Phase	2
Legal Block	B
Legal Lot Number	5
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1048
Census Tract	950610

Owner

42 Seabreeze Pl is owned and occupied by an individual who bought it in June 2017.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	42 SEABREEZE PL, INLET BEACH, FL 32461-7013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Loan Modification, Mortgage HANCOCK WHITNEY BK
Apr 30, 2019	Deed of Trust, Mortgage HANCOCK WHITNEY BK
Jun 22, 2017	Warranty Deed, Transfer · Line of Credit HANCOCK BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2017 · Amount on File
Deed Sale	Jun 22, 2017 · Amount on File
Prior Sale	Aug 12, 2014 · Amount on File
Deed Document Number	20170020441
Deed Book / Page	3044 / 3847
Record Updated	Jun 8, 2026

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	42 SEABREEZE PL, INLET BEACH, FL 32461-7013
Document Number	0031653619
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42 SEABREEZE PL INLET BEACH FL 324617013, INLET BEACH, FL 32461-7013

Mortgage

Document Number	0031653619
Date	Oct 23, 2020
Book Page	003165/003619
Instrument	42643

Lender

Name	HANCOCK WHITNEY BK
Address	NEW ORLEANS, LA 70122

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2050

Interest

Rate	4%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	42 SEABREEZE PL, INLET BEACH, FL 32461-7013
Document Number	0031040435
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	166 CLAREON DR SEACREST FL 324617005, SEACREST, FL 32461-7005

Mortgage

Document Number	0031040435
Date	May 1, 2019
Book Page	003104/000435
Instrument	13753

Lender

Name	HANCOCK WHITNEY BK
Address	GULFPORT, MS 39502

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.25%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 22, 2017
Property Address	42 SEABREEZE PL, INLET BEACH, FL 32461-7013
Document Number	0030443847
Book / Page	3044 / 3847
Map Reference	MB8 PG44
Instrument Date	Jun 15, 2017
Instrument	20170020441
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	911 KELLS BLUE CT, 911, BILTMORE LAKE, NC 28715-8929

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 CLAREON DR, SEACREST, FL 32461-7005

Mortgage

Document Number	0030443848
Date	Jun 22, 2017
Instrument	3044/3848

Lender

Name	HANCOCK BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,339,285 Land $540,000 Building $799,285	$1,339,285 Land $540,000 Building $799,285
2024	$6,101.00 (+3.72%)
2023	$5,882.00 (+1.15%) Homeowner's exemption	$1,133,486 (+10.77%) Land $436,960 Building $696,526	$1,133,486 (+10.77%) Land $436,960 Building $696,526
2022	$5,815.00 Homeowner's exemption	$1,023,272 Land $485,025 Building $538,247	$1,023,272 Land $485,025 Building $538,247

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Seabreeze Pl in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Seabreeze Pl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: REV, Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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