42 Sandy Brook Dr, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 42 Sandy Brook Dr, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,134 sqft · built 1958
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$488,000 (Dec 2019)
Tax Bill	$11,094 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit Sep 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R-1 000074`

Property Details

APN / Parcel Number

Primary APN	`R-1 000074`
Alternative APNs	`STOW M:000R-1 P:074` `M:000R=1 P:074`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,134 sqft Living Area
Gross Area	6,805 sqft
1st Floor Area	2,134 sqft
Attic	Attic
Attic Area	1,120 sqft
Basement Area	1,976 sqft
Unfinished Basement	1,976 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R-1 000074
Street Address	42 SANDY BROOK DR
City	STOW
State	MA
Zip	01775-1442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	2
Census Block	2011
Census Tract	323102

Owner

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	42 SANDY BROOK DR, STOW, MA 01775-1442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Feb 8, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND
Dec 27, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 23, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2019 · Amount on Record
Deed Sale	Dec 23, 2019 · Amount on Record
Prior Sale	Jul 20, 2012 · Amount on Record
Deed Document Number	2019204673
Deed Book / Page	73883 / 368
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	42 SANDY BROOK DR, STOW, MA 01775-1442
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082356-39
Date	Dec 29, 2023
Book Page	82356/39
Instrument	148380

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	42 SANDY BROOK DR, STOW, MA 01775-1442
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	075606-459
Date	Sep 14, 2020
Book Page	75606/459
Instrument	160961

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	42 SANDY BROOK DR, STOW, MA 01775-1442
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0079655-95
Date	Feb 8, 2022
Book Page	79655/95
Instrument	20807

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Dec 27, 2019
Property Address	42 SANDY BROOK DR, STOW, MA 01775-1442
Document Number	73903-339
Book / Page	073903 / 000339
Instrument Date	Dec 23, 2019
Instrument	7061
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42 SANDY BROOK DR STOW MA 017751442, STOW, MA 01775-1442

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Dec 23, 2019
Property Address	42 SANDY BROOK DR, STOW, MA 01775-1442
Document Number	073883-368
Book / Page	73883 / 368
Instrument Date	Dec 20, 2019
Instrument	204673
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 SANDY BROOK DR, STOW, MA 01775-1442

Mortgage

Document Number	0000204674
Date	Dec 23, 2019
Instrument	204674

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,094.00 (+13.3%)	$620,800 (+10.44%) Land $328,300 Building $292,500	$685,516 (+6.51%)
2025	$9,792.00 (-4.18%)	$562,100 (-6.66%) Land $312,700 Building $249,400	$643,625
2024	$10,219.00 (+12.67%)	$602,200 (+20.37%) Land $286,500 Building $315,700
2023	$9,070.00	$500,300 Land $260,400 Building $239,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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