42 S Ridge Rd, Chilmark, MA 02535 Property Records

Dukes County and Chilmark Town property record for 42 S Ridge Rd, Chilmark, MA 02535

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,951 sqft · built 2002
Lot Size	3.2 acres (139,392 sqft)
Owner	Trust Name on File
Last Sale	$1,789,125 (May 2020)
Tax Bill	$6,542 (2026)
Deeds & Mortgages	Apr 2021 Refinance May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CHIL M:12 P:57`

Property Details

APN / Parcel Number

Primary APN	`CHIL M:12 P:57`
Alternative APNs	`M:0012 B:0057 L` `468`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,951 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	139,392 sqft (3.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	42 S RIDGE RD
City	CHILMARK
State	MA
Zip	02535-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1-3
Legal Subdivision	PLAN 15142-C
Jurisdiction	CHILMARK MA
Township / Civil Division	CHILMARK
Census Block Group	3
Census Block	3039
Census Tract	200400

Owner

42 S Ridge Rd is held in a trust since May 2020.

Source: Dukes County and Chilmark Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	35 AIRPORT RD, EDGARTOWN, MA 02539-6019
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MARTHA VINEYARD SAVING BANK
May 18, 2020	Quit Claim Deed, Transfer MARTHA VINEYARD SB
Apr 8, 2020	Deed of Trust, Mortgage · Line of Credit CAPE COD FIVE CENTS SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2020 · Amount on File
Deed Sale	May 18, 2020 · Amount on File
Prior Sale	Sep 8, 1992 · Amount on File
Deed Document Number	202088210
Prior Transfer Date	May 11, 2020
Prior Transfer Doc	0000088210
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILMARK MA
Property Address	42 S RIDGE RD, CHILMARK, MA 02535-2201
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	90132
Date	Apr 20, 2021
Instrument	90132

Lender

Name	MARTHA VINEYARD SAVING BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHILMARK MA
Recording Date	May 18, 2020
Property Address	42 S RIDGE RD, CHILMARK, MA 02535-2201
Document Number	0000088210
Instrument Date	May 11, 2020
Instrument	88210
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,158.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	35 AIRPORT RD EDGARTOWN MA 02539, EDGARTOWN, MA 02539

Mortgage

Document Number	88212
Date	May 18, 2020
Instrument	88212

Lender

Name	MARTHA VINEYARD SB
Type	Federal Savings Bank

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 17, 2035

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILMARK MA
Property Address	42 S RIDGE RD, CHILMARK, MA 02535-2201
Document Number	0000088084
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 S RIDGE RD CHILMARK MA 025352201, CHILMARK, MA 02535-2201

Mortgage

Document Number	0000088084
Date	Apr 14, 2020
Instrument	88084

Lender

Name	CAPE COD FIVE CENTS SVGS BK
Type	Federal Savings Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 42 S Ridge Rd was $6,542, up 6.4% from the year before.

Source: Dukes County and Chilmark Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Chilmark Town
Elementary School District	Up-Island Regional School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,542.00 (+6.37%)	$2,869,500 (+4.98%) Land $960,600 Building $1,908,900	$3,434,441
2025	$6,150.00 (+15.67%)	$2,733,500 (+8.99%) Land $914,800 Building $1,818,700
2024	$5,317.00 (+4.48%)	$2,508,000 (+29.61%) Land $795,500 Building $1,712,500
2023	$5,089.00	$1,935,000 Land $611,900 Building $1,323,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 S Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 S Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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