42 S Riata Dr, Gilbert, AZ 85296 Property Records

Maricopa County property record for 42 S Riata Dr, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,134 sqft · built 1986
Lot Size	0.208 acres (9,052 sqft)
Owner	2 Individual Names on Record
Last Sale	$549,900 (Dec 2022)
Tax Bill	$1,808 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-23-283`

Property Details

APN / Parcel Number

Primary APN	`304-23-283`
Alternative APN	`304232839`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,134 sqft Living Area
Gross Area	2,404 sqft
1st Floor Area	2,134 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Concrete
Lot Area	9,052 sqft (0.208 acres)
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	42 S RIATA DR
City	GILBERT
State	AZ
Zip	85296-1144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	SUMMERFIELD PLACE LOT 1-98 TRACT A MCR 281-33
Legal Range	6E
Legal Township	1S
Legal Section	18
Legal Subdivision	SUMMERFIELD PLACE LOT 1-98 TRACT A
Legal Tract	A
Legal Lot Number	10
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2002
Census Tract	422404

Owner

Source: Maricopa County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42 S RIATA DR, GILBERT, AZ 85296-1144
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage SAGE HOME LOANS CORP
Dec 9, 2022	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Apr 21, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage AR STONE LLC
Mar 8, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 1, 2017	Deed of Trust, Mortgage · FHA Mortgage FIRST DIRECT LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2022 · Amount on Record
Deed Sale	Dec 9, 2022 · Amount on Record
Prior Sale	Apr 21, 2022 · Amount on Record
Deed Document Number	2022883063
Last Transfer Date	Nov 7, 2025
Transfer Doc	0000657920
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Nov 13, 2025
Property Address	42 S RIATA DR, GILBERT, AZ 85296-1144
Document Number	0000657920
Map Reference	MB 281 PG 33
Instrument Date	Nov 7, 2025
Instrument	20250657920
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	42 S RIATA DR, GILBERT, AZ 85296-1144

Mortgage

Document Number	0000657921
Date	Nov 13, 2025
Instrument	20250657921

Lender

Name	SAGE HOME LOANS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 9, 2022
Property Address	42 S RIATA DR, GILBERT, AZ 85296-1144
Document Number	0000883063
Map Reference	MB 281 PG 33
Instrument Date	Nov 18, 2022
Instrument	20220883063
Transaction Type	Transfer
Record Updated	Feb 26, 2024
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4022 E GREENWAY RD # RD11, RD11, PHOENIX, AZ 85032-4797

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 S RIATA DR, GILBERT, AZ 85296-1144

Mortgage

Document Number	0000883064
Date	Dec 9, 2022
Instrument	20220883064

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 21, 2022
Property Address	42 S RIATA DR, GILBERT, AZ 85296-1144
Document Number	0000352707
Map Reference	MB 281 PG 33
Instrument Date	Apr 14, 2022
Instrument	20220352707
Transaction Type	Transfer
Record Updated	Feb 26, 2024
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	42 S RIATA DR, GILBERT, AZ 85296-1144

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4022 E GREENWAY RD STE 11, 11, PHOENIX, AZ 85032-4733

Mortgage

Document Number	0000352708
Date	Apr 21, 2022
Instrument	20220352708

Lender

Name	AR STONE LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 8, 2018
Property Address	42 S RIATA DR, GILBERT, AZ 85296-1144
Document Number	0000174841
Map Reference	MB 281 PG 33
Instrument Date	Feb 22, 2018
Instrument	20180174841
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	42 S RIATA DR, GILBERT, AZ 85296-1144

Mortgage

Document Number	0000174842
Date	Mar 8, 2018
Instrument	20180174842

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	42 S RIATA DR, GILBERT, AZ 85296-1144
Document Number	0000502527
Instrument Date	Jul 1, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42 S RIATA DR GILBERT AZ 852961144, GILBERT, AZ 85296-1144

Mortgage

Document Number	0000502527
Date	Jul 11, 2017
Instrument	502527

Lender

Name	FIRST DIRECT LNDG
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,550 (+111.47%)	$505,500 (+5.53%) Land $101,100 Building $404,400
2025	$1,808.00 (+1.12%)	$23,904 (-52.76%)	$479,000 (-5.34%) Land $95,800 Building $383,200
2024		$50,600	$506,000 Land $101,200 Building $404,800
2023	$1,788.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber.

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