42 S Maple St, Kutztown, PA 19530 Property Records

Berks County property record for 42 S Maple St, Kutztown, PA 19530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,472 sqft · built 1885
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Feb 2009)
Tax Bill	$999 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5443-08-98-6719`

Property Details

APN / Parcel Number

Primary APN	`5443-08-98-6719`
Alternative APNs	`55-5443-08-98-6719` `55005145` `005145`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,472 sqft Living Area

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	3,049 sqft (0.07 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	55005145
Street Address	42 S MAPLE ST
City	KUTZTOWN
State	PA
Zip	19530-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	98
Jurisdiction	BERKS PA
Township / Civil Division	KUTZTOWN
Census Block Group	1
Census Block	1064
Census Tract	14000

Owner

Source: Berks County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	42 S MAPLE ST, KUTZTOWN, PA 19530-1521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Sep 25, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 9, 2009 · Amount on Record
Deed Sale	Feb 9, 2009 · Amount on Record
Prior Sale	May 17, 2004 · Amount on Record
Deed Document Number	20094974
Prior Transfer Date	Feb 3, 2009
Prior Transfer Doc	0000004974
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	42 S MAPLE ST, KUTZTOWN, PA 19530-1521
Transaction Type	Mortgage
Record Updated	Jan 16, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 S MAPLE ST, KUTZTOWN, PA 19530-1521

Mortgage

Document Number	0000000042
Date	Jan 3, 2023
Instrument	2023000042

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	232 Months
Due	May 1, 2042

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	42 S MAPLE ST, KUTZTOWN, PA 19530-1521
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 S MAPLE ST, KUTZTOWN, PA 19530-1521

Mortgage

Document Number	0000034858
Date	Sep 25, 2020
Instrument	2020034858

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	260 Months
Due	May 1, 2042

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Kutztown Borough
Unified School District	Kutztown Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$999.00 (+7.77%)	$67,000 (-) Land $28,500 Building $38,500	$28,500 (-57.46%) Land $28,500
2024	$927.00	$67,000 Land $28,500 Building $38,500
1994			$67,000 Land $28,500 Building $38,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	20 (1979–2020)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KUTZTOWN BOROUGH WATER serves 14,200 people · EPA ID PA3060041
Water Source	Groundwater influenced by surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	2,000 / 200
Borough of Kutztown Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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