Henderson County property record for 42 Rustic Dr, Hendersonville, NC 28739
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 874 sqft · built 1933 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,398 (2025) |
| Deeds & Mortgages | May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9558964305 |
| Primary APN | 9558964305 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 874 sqft Heated Area |
| 1st Floor Area | 874 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,988 sqft (0.39 acres) |
| Porch | Slab |
| Porch Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Electric |
| Account Number | 107561 |
|---|---|
| Street Address | 42 RUSTIC DR |
| City | HENDERSONVILLE |
| State | NC |
| Zip | 28739-4599 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 107561~R-2 |
| Legal Description | LAUREL PARK LO1 BL8 |
| Legal Subdivision | LAUREL PARK (0929) |
| Legal Block | 96 |
| Legal Lot Number | 4305 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | HENDERSONVILLE |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 931700 |
42 Rustic Dr is owned by two individuals who acquired it in May 2023.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 LITTLE CREEK CT, LEESVILLE, SC 29070-7428 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 15, 2023 |
| Transfer Doc | 0040430657 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | May 15, 2023 |
| Property Address | 42 RUSTIC DR, LAUREL PARK, NC 28739-4599 |
| Document Number | 0040430657 |
| Book / Page | 4043 / 657 |
| Map Reference | MB B PG 51 |
| Instrument Date | May 15, 2023 |
| Instrument | 1000997763 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 LITTLE CREEK CT, LEESVILLE, SC 29070-7428 |
| Name | Verified Name |
|---|---|
| Address | 109 LITTLE CREEK CT, LEESVILLE, SC 29070-7428 |
| Document Number | 1000997764 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 1000997764 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Type Change Date | Jun 1, 2033 |
| Change Frequency | Monthly |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.2% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.2% |
The 2025 property tax bill for 42 Rustic Dr was $1,398.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Laurel Park Town |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $169,300 (-) Land $80,000 Building $89,300 | ||
| 2025 | $1,398.00 | $169,300 Land $80,000 Building $89,300 | |
| 2023 | $169,300 Land $80,000 Building $89,300 | $169,300 Land $80,000 Building $89,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42 Rustic Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 individual policies |
| Nearby Flood Policies | 30 units insured incl. 16 condo units |
| Nearby Flood Claims | 19 (2009–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 42 Rustic Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Vyve Broadband.
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