42 Ruby Ln, Portland, ME 04103 Property Records

Cumberland County and Portland City property record for 42 Ruby Ln, Portland, ME 04103 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,536 sqft · built 2008
Lot Size0.204 acres (8,891 sqft)
Owner2 Individual Names on File
Last Sale$308,800 (Jun 2016)
Tax Bill$5,940 (2025)
Deeds & MortgagesJan 2021 Line of Credit
Mar 2022 Refinance
Flood ZoneZone X (minimal risk)
APNPTLD M:342 B:B048001

Property Details

APN / Parcel Number

Primary APNPTLD M:342 B:B048001

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,536 sqft Living Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area8,891 sqft (0.204 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address42 RUBY LN
CityPORTLAND
StateME
Zip04103-3832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionWILLOW KNOLL SUB
Legal BlockB048001
JurisdictionPORTLAND ME
Township / Civil DivisionPORTLAND
Census Block Group4
Census Block4000
Census Tract2101

Owner

Source: Cumberland County and Portland City records · APN PTLD M:342 B:B048001

Assessment roll updated May 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address42 RUBY LN, PORTLAND, ME 04103-3832
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 05, 2021Deed of Trust, Mortgage · Line of Credit
ANDROSCOGGIN BANK
Mar 09, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
ANDROSCOGGIN BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 14, 2016 · Amount on Record
Deed SaleJun 14, 2016 · Amount on Record
Prior SaleDec 30, 2015 · Amount on Record
Deed Document Number201627154
Deed Book / Page33189 / 202
Transfer Doc0327550110
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPORTLAND ME
Property Address42 RUBY LN, PORTLAND, ME 04103-3832
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0376530029
DateJan 05, 2021
Book Page37653/29
Instrument467
Lender
NameANDROSCOGGIN BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueFeb 01, 2041
Interest
Rate TypeAdjustable Rate

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPORTLAND ME
Property Address42 RUBY LN, PORTLAND, ME 04103-3832
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0392420185
DateMar 09, 2022
Book Page39242/185
Instrument13218
Lender
NameANDROSCOGGIN BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

Tax Assessment & Valuation

Source: Cumberland County and Portland City records · Assessment roll updated May 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
MunicipalityPortland City
Unified School DistrictPortland (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,940.00 (+17.86%)$495,800 (+47.65%) Land $174,000 Building $321,800
2024$5,040.00 (+7.1%)$335,800 (+2.82%) Land $69,600 Building $266,200
2023$4,706.00 (+5.87%)$326,600 (-) Land $69,600 Building $257,000
2022$4,445.00$326,600 Land $69,600 Building $257,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050021014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 316 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
GoNetspeedFiber2,000 / 2,000
Consolidated CommunicationsFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Redzone Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.

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